Control Testing (Independent Testing and Internal Audit) leader with over 25 years of experience. Lead and develop high performing teams. Develop and execute strategies to assess risks, internal controls and risk management practices in the Financial Services Industry. Current focus is on the Auto Lending business. Prior focus encompassed consumer lending industry lines of business including Credit Card, Debit Card, Education Finance, and Personal Credit Products. Proven track record of collaborating successfully with both internal and external senior leaders to positively influence change and improve risk management practices. In addition to Risk Management and Audit expertise in consumer lending portfolios, possess expertise in institutional lending, trade finance, payment processing, and correspondent banking. Regulatory ExpertisePossess various consumer financial law and Bank Secrecy Act / Anti-Money Laundering reguatory knowledge.CertificationCertified Public Accountant

Internal Audit professional through September 1995.Senior Financial Analyst professional from September 1995 through April 1999.