Nick Rice is a Director, Risk Mitigation at The Royal Bank of Scotland. Colleagues describe him as "I worked with Nick on the Skipton’s debut RMBS transaction when he headed the team arranging the deal. I was impressed by his high level of commitment, his problem solving ability and creativity in helping to develop swaps documentation compliant with Moody’s new estimation  and reconciliation criteria." and "I have had the pleasure of working with Nick for over a decade in the securitisation/structured finance industry. He is creative, solutions-oriented and knows how to drive a deal forward. He has a great sense of humour and adds colour and life to any transaction. I very much look forward to working with him again in the future."