Nick, the Founder and Co-owner of Catalyst, helps individuals achieve their financial goals and to mitigate the risks that can negatively impact these goals. As a voracious consumer of financial news, Nick seeks to apply to the benefit of all his clients and their investment holdings. Nick has led large teams at major financial services companies and has now taken a special interest in helping seniors navigate the labyrinth that is Medicare. Nick became a licensed stockbroker in 1984 and served most of his early career at the former Dean Witter, now Morgan Stanley. He also spent time working for a fixed income house on Wall Street, which was quite enlightening as he was there during the stock market crash of 1987. Eventually, Nick’s career path brought him to Charles Schwab, where he worked as an Investment Consultant, Branch Manager, and Product Developer. As a Learning and Development Director, he created and delivered the branch management leadership program for the entire branch network. He graduated from Occidental College with a Bachelor of Arts in Political Science, which led to an International Fellowship from Occidental, where he studied comparative economic development in Scotland and the former Yugoslavia. He later furthered his education by earning an MBA at the University of Notre Dame.To learn more about Nick and CIM Financial, please visit https://catalystinvestmentmanagement.com/