I am focussed on eradicating poverty though access to financial services.I am one of the top Thought Leaders and Technical Experts in the Payment Infrastructure Industry, the "Rails" of the payment world. Author: Payment Infrastructure Glossary™I have 35 years of technical experience across the entire breadth of the Payment Industry, including building VISA's Global Debit Card system in 1996. I have also been involved in writing national (ANSI) and international (ISO) data security standards for the payment industry.I have been CTO for several FinTech startups over the last 20 years, mostly involving payments.I founded Clear Purchase to build Interoperable Payment Infrastructure for Developing Countries - a secure Payment Switch usable by everyone.Key: 10¢ purchases, with purchase guarantees and integrated dispute resolution.I am regularly invited to speak on a range of topics including:- Payment Infrastructure & Payment Fraud.- Payments in Developing Countries & Financial Inclusion.- The Threat of Big Tech & Global Mobile Wallets.- Payment Mega Trends.Includes a series of webinars with Bashir Fancy discussing the realities of Payment Interoperability, and the threat of Big Tech taking control of Global Payment Processing, as well as solutions.