Clarfeld is a leading wealth management firm and multi-family office and offers industry-leading, innovative solutions designed for the complex needs of high-net-worth individuals, families and foundations. Clarfeld can coordinate and manage all your family’s wealth and financial affairs using our customized and integrated planning and investment process that has fostered long-lasting client relationships through multiple market cycles.In January 2019, Clarfeld joined Citizens Bank resulting in the addition of banking, lending and mortgages to its broad array of high-end financial solutions. Clarfeld remains large enough to provide clients with critical mass in scope of services, expertise and research, while intimately focusing on each client’s unique circumstances.Clarfeld services include: -Financial planning -Investment management -Estate and trust planning -Tax planning and preparation -Trust advisory services (via Citizens Bank) -Insurance and asset protection -Personal financial management and wealth concierge -Deposits and lending (via Citizens Bank)See Important Disclosure: https://www.clarfeld.com/disclosure/

Consistently meeting and exceeding lending and investment sales goals while providing exceptional customer service for one of America’s largest retail banks.Licensed for series 6, 63, Life and Health.NMLS ID# 1087163.Consistently top 5 retail Banker exceeding sales goals by over 200%.Working closely with Financial Consultant and Premier Relationship manager to uncover and fulfill needs for wealth management clients.Top performing regional Licensed BankerWorking with FC to sell Fixed Annuities, Fixed Life Insurance and Asset Allocation Mutual funds.Developing strong, trusting relationships with clients.Discover client investment/deposit needs leading to investment sale.Refer larger sales opportunities to Financial Consultant.Discover and sell lending opportunities such as Home Equity Lines/Loans and Mortgages.Discover and sell new to bank deposit opportunities to grow overall deposits.Offer solutions for deposits such as Checking, Savings, Money Market, CD and Investment accounts.Providing Credit Card solutions tailored to client needs.Delivering exceptional customer service ensuring a positive customer experience.Providing personal on-going customer service to clients.Developing and implementing personal business and marketing plans. On-going development of professional skills and knowledge through training.

For over 160 years, New York Life Insurance Company’s mission remains the same: to be here for our customers when they need us. That’s why we’re known as “The Company You Keep.®” You’ll find us on nearly all of the “best” lists, including the 2008 Fortune 100 company listing, Fortune’s 2008 list of America’s Most Admired Companies, and named to BusinessWeek’s “The 50 Best Places to Launch a Career” list for 2007.

Advanced Management Services, Inc. (AMS) is a global Management Consulting firm focused on improving our clients' business performance by developing people, enhancing process and enabling technology. For over two decades, our industry leading subject matter experts have designed and delivered customized consulting and training solutions for Fortune 500 organizations, Global 2000 companies and various government agencies by focusing on the mission critical practice areas of Project Management, Business Analysis, Professional Development and Organization Effectiveness, resulting in value, quality, and sustainable solutions for our clients.