Nikolay Goncharov 18/09/1983St. Petersburg State UniversityFaculty of Economics 2005Postgraduate Studies: Scientific Research - Attracting foreign investments in the economy and agriculture of the Leningrad Region.Gained professional knowledge in multicurrency and derivative trading on St. Petersburg Futures Exchange.Working in the banking sector since 2003, analytics experience gained while working in the credit and financial management of Uralsib Bank. Conducted financial analysis of bank's credit clients using various methods, including the GAAP and IFRS.Graduated from university of Uralsib Corporation in 2007, working with non-issuing debt obligations and securities sales (bonds and certificates of deposit). Received numerous commendations for organizing products and services sales of the Corporation.Worked in risk management since 2010, conducting a deep and comprehensive analysis of credit clients, industry risks and structuring of the Corporation's loan portfolio according to the standards of the Basel Committee on Banking Supervision.In the year 2014, due to accumulated years of experience, was engaged in attracting and servicing of corporate clients, supporting current deals and initiating sales of full Uralsib Corporation services pack.Built and launched own organic fertilizer plant TFH Ecoworld in 2015 with a full production and sales cycle in the largest retail chains of the Russian Federation and neighboring countries. The same year opened multidisciplinary medical center in St. Petersburg, a socially significant small business entity providing services to all segments of the population, including the programs of state insurance of Russian Federation. Regularly participate in international exhibitions in Dubai and European Union.