Our company, InvestAstute Pty Ltd helps people with their retirement planning and management: pre-retirement, semi-retirement and complete retirement. This involves good strategic planning, good investment management and superannuation, be it an SMSF or other superannuation alternatives. I specialise in strategic planning and investments. Our services are highly personalised and certainly NOT an advice "sausage-factory". We know our stuff. We know what works and what doesn't, because we have been doing it successfully for 29 years. We all have different circumstances so, importantly, we tailor the advice to the individual or family. We have held our own Australian Financial Services Licence since 1999 and we are independently-owned. This means we are totally free to serve our clients by researching from ALL the available strategies and investments available and tailoring the advice to best suit each client/s personal circumstances. Our advice and on-going management of clients' finances is provided on a fee-only basis, which has been agreed with the client/s beforehand.