Nickolas Jackson

Nickolas Jackson Email and Phone Number

Manager of Commercial Underwriting @ Comerica Bank
Nickolas Jackson's Location
Macomb, Michigan, United States, United States
Nickolas Jackson's Contact Details

Nickolas Jackson personal email

n/a

Nickolas Jackson phone numbers

About Nickolas Jackson

Well-qualified Accounting / Finance Professional with 23 years of successful experience in positions of increasing responsibility and duties. Ambitious individual with the desire to advance and be challenged. Excellent performer. Team player with polished communication skills: verbal, written, interpersonal, presentations, and rapport building. Possess strong leadership, training, and mentoring skills. Highly proficient in MS Office and various banking applications. Key advantages include: • Financial Statement Analysis • Underwriting• Portfolio Management• Credit Analysis• Leadership & Motivation • Employee Development • Team Building • Inventory Management • Customer Service • Cross-Selling • Organizational Skills • Banking Products & Services I currently work as Manager of Commercial Underwriting at Comerica Bank. Previously, I worked at Chemical Bank, Huntington Bank and Bank of America where I held Analyst positions in Middle Market, Business Banking, Special Assets, and Healthcare/Gov't. & Institutions (HIG), and Portfolio Management positions in Business Banking and Middle Market.

Nickolas Jackson's Current Company Details
Comerica Bank

Comerica Bank

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Manager of Commercial Underwriting
Nickolas Jackson Work Experience Details
  • Comerica Bank
    Manager Of Commercial Underwriting
    Comerica Bank Dec 2022 - Present
    Dallas, Tx, Us
    • Ensuring thorough and complete analysis of lending opportunities as well as monitoring ongoing credit risk & health of the existing portfolio, while ensuring compliance with risk appetite, credit policy, credit terms and adherence to regulatory guidance•Manage a team of 8 - 10 Underwriters and supports of one or more assigned Lines of Business (LOBs)•Ensure quality of underwriting including identification of strengths, weaknesses, and appropriate mitigation strategies for lending opportunities•Ensure appropriate application of credit policy in analysis and address escalations to Relationship Manager, Portfolio Manager and/or Credit Administration Officer (RM/PM/CAO)•Review Underwriting and Credit analysis to ensure thorough and complete underwriting prior to submission to Relationship Manager, Portfolio Manager and/or Credit Administration Officer (RM/PM/CAO)•Review simple underwriting tasks completed by Credit Specialists for completeness and underwriting quality•Identify and elevate underwriting credit concerns as soon as detected•Make recommendations on credit approval items to improve or enhance deal structure when appropriate•Participate as requested/needed in deal discussions prior to submission to Underwriting center•Efficient Credit Process Management•Assign and manage workload for Underwriting team in conjunction with Group Manager and Credit Administration Officer for prioritization•Ensure adherence to standardized credit processes and credit policy•Continuous review of procedures, processes, and credit policy with a keen focus on process improvement and efficiency•Monitor and review credit underwriting to ensure product is "Right the First Time"•Recruit, manage, develop, train, and retain underwriting staff•Ensure development of underwriting staff.•Ensure appropriate Talent Management activities and development plans are in place for staff•Achieve satisfactory or better ratings on compliance, AQR (administration) and internal audits
  • Comerica Bank
    Vp, Commercial Banking
    Comerica Bank Apr 2021 - Jan 2023
    Dallas, Tx, Us
  • Comerica Bank
    Commercial Underwriting Officer Ii
    Comerica Bank Dec 2018 - Jan 2023
    Dallas, Tx, Us
    • Prepare RECAP documentation complex requests on Middle Market Borrower revenues up to $1B.• Ensure complete, thorough, and succinct analytical narrative and commentary in RECAP.• Assist in management responsibilities when needed (attending the assignment queue, leading weekly meetings with the Loan Groups, leading Underwriting team weekly meetings).• Train and mentor a team of up to 10 Analysts/Underwriters.• Navigate the growth and development for new employees in the Underwriting Center.• Assist in the growth and development of Credit Specialists that support our Middle Market team. • Meet monthly with Credit Support Center Managers to bridge gaps and uphold partnerships.• Partner with loan groups on structure and participate in customer/prospect calls.• Review risk ratings with approval authority up to $1MM.• Make recommendations to CAO/RM/PM on structural enhancements to mitigate risk.• Adhere to Bank’s compliance, credit policies & procedures.
  • Chemical Bank
    Commercial Banking - Middle Market Underwriting
    Chemical Bank Nov 2016 - Dec 2018
    Detroit, Michigan, Us
    • Prepare written analysis for complex C&I and CRE loan renewals and new requests for borrower's with revenues up to $1B.• Compliance and thorough understanding of credit policies and procedures.• Assess company financial statements to identify and limit credit risks within loan portfolio.• Participate in customer calls/visits to determine borrowing needs and structuring of loans.• Partner with key officers to determine borrower's financial condition, offer guidance, and identify opportunities.• Monitor outstanding financial information and loan documentation.• Train/mentor new and less experienced analysts for growth and development opportunities. • Review work of less experienced analysts.
  • Huntington National Bank
    Commercial Banking - Underwiting
    Huntington National Bank Jul 2012 - Oct 2016
    Columbus, Ohio, Us
    • Prepare written analysis of financial condition, and future outlook, for 25+ borrowers with revenues up to $500MM. • Work directly with sales and credit personnel in generating approval documents that adhere to the Bank’s credit policies, guidelines, and regulatory requirements.• Analyze financial statements, business plans, projections, variances, break-even, and industry information to determine borrowers operating performance and risk.• Partner with key officers to discuss borrower’s financial metrics, make recommendations, and identify prospects. • Partner with Relationship Manager in structuring of commercial loan deals with total loan exposure up to $50MM. • Monitor receipt of financial reporting requirements, and test covenant compliance in a timely manner. • Maintain accurate loan and borrower information on various systems of record. • Efficiently manage daily portfolio workflow for a group of 4 junior level analysts. • Contribute to the onboarding and training of new employees/analysts.
  • Bank Of America
    Portfolio Management
    Bank Of America Apr 2008 - Jul 2012
    Charlotte, Nc, Us
    Six month rotations in each of the following departments: Middle Market, Business Banking, Special Assets, and HIG (Healthcare, Institutions, and Government)• Prepare written analysis for complex renewals and amendments on 30+ borrowers with revenues up to $2B. • Prepare Financial Analysis Summary reports (FAS) and Annual Exposure Review reports (AER), with approval authority on relationships rated 5 or better. • Prepare risk rating scorecard and determine borrower’s operational performance and risk. • Partner with client team in structuring of commercial loan deals with aggregate exposure of $200M - $500MM. • Monitor borrowers operating performance and proactively identify issues and opportunities. • Review borrowing base certificates and update systems of record to ensure appropriate collateral coverage. • Evaluate borrowers covenant compliance certificate for accuracy and conformity to loan agreement terms.
  • Iig/Dss Technologies
    Inventory Specialist
    Iig/Dss Technologies Sep 2002 - Nov 2006
    • Safely operate wide range of heavy machinery and packaging equipment. • Set production molds into 1000 ton, 950 ton, 725 ton, and 250 ton machines. • Keep equipment running smoothly with routine maintenance. • Managed weekly material, finished goods, packaging, and work in process inventory totaling $5MM. • Transport goods between receiving, storage, and shipping areas. • Pick stock during daily operational times to satisfy customer orders. • Perform local pick-up and delivery of heavy production molds.

Nickolas Jackson Skills

Credit Banking Financial Analysis Loans Loan Origination Credit Analysis Commercial Banking Portfolio Management Account Management Event Planning Investments Leadership Management Microsoft Office Public Speaking Underwriting Social Media Sales Team Leadership

Nickolas Jackson Education Details

  • Eastern Michigan University
    Eastern Michigan University
    Accounting

Frequently Asked Questions about Nickolas Jackson

What company does Nickolas Jackson work for?

Nickolas Jackson works for Comerica Bank

What is Nickolas Jackson's role at the current company?

Nickolas Jackson's current role is Manager of Commercial Underwriting.

What is Nickolas Jackson's email address?

Nickolas Jackson's email address is ni****@****ton.com

What is Nickolas Jackson's direct phone number?

Nickolas Jackson's direct phone number is +121651*****

What schools did Nickolas Jackson attend?

Nickolas Jackson attended Eastern Michigan University.

What skills is Nickolas Jackson known for?

Nickolas Jackson has skills like Credit, Banking, Financial Analysis, Loans, Loan Origination, Credit Analysis, Commercial Banking, Portfolio Management, Account Management, Event Planning, Investments, Leadership.

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