Nicole Meisner Email & Phone Number

Detroit, Mi, Us

Detroit Metropolitan Area

Nicole co-chairs Taft’s Paytech and Payment Systems practice group. She counsels a wide range of companies in the payments and financial services industries, including acquiring banks, payment processors, independent sales organizations (ISOs), payment facilitators, marketplaces, mobile payment providers, financial technology (FinTech) companies, money transmitters, prepaid access providers, and digital currency companies. Clients look to Nicole to advise on contractual and compliance matters involving the impacts of dynamic state and federal regulations and industry rules, the structure of the flow-of-funds, and the creation of strategic business relationships to mitigate legal risks.Nicole is a nationally recognized leader on the issues that intersect payments and money transmission and often advises payment companies on navigating the risks of money transmission laws and regulations. She has extensive experience advising clients on various exemptions to money transmitter registration recognized by the Financial Crimes Enforcement Network (FinCEN) as well as exemptions to licensure, such as the agent-of-the-payee exemption, recognized by several states.

Nicole Meisner focuses her legal practice on the electronic payments industry. She counsels a wide range of companies in the payments industry including merchant-acquiring companies, mobile payment providers, financial technology (FinTech) companies, payment facilitators, money transmitters, prepaid access providers, ISVs, and digital currency companies. Nicole advises these businesses regarding the structure of their flow-of-funds, strategic business relationships, impacts of state and federal regulations and industry rules, as well as contractual matters. Particularly, Nicole negotiates a variety of commercial agreements in the financial services/payments industry including: agency, sponsorship, and licensing agreements, independent sales organization (ISO) agreements, merchant and sub-merchant agreements, payment facilitator agreements, and BIN sponsorship agreements.

Miami/Fort Lauderdale Area

While with Fuerst Ittleman David & Joseph, PL Nicole focused her practice on money transmission, anti-money laundering and financial services compliance, administrative and regulatory law, and regulatory enforcement.Nicole advised financial institutions, such as money services businesses (MSBs), money transmitters, check cashers, prepaid access providers, mobile payment providers, financial technology (FinTech) companies, and digital currency companies on anti-money laundering (AML) and Bank Secrecy Act (BSA) compliance and regulation. She also assisted them in determining how they would be regulated on both a state and federal basis and assisted them in obtaining any necessary licensure to operate.As part of her regulatory enforcement practice, Nicole represented regulated entities and individuals that found themselves under investigation or involved in disputes with state or federal regulatory agencies such as the applicable state Office of Financial Regulation (OFR) or other financial regulator, the Financial Crimes Enforcement Network (FinCEN), and/or the United States Department of Justice (DOJ). Many of her cases involved alleged violations of BSA reporting requirements (such as Suspicious Activity Reports (SARs,) Currency Transaction Reports (CTRs,) and Reports of International Transportation of Currency or Monetary Instruments (CMIRs)), record-keeping violations, money laundering (including trade-based money laundering (TBML)), and unlicensed money transmission.

Miami/Fort Lauderdale Area

Juris Doctor

Master Of Business Administration (Mba)

Bachelor Of Science (Bs)