Nicholas O'Neill Email & Phone Number

Melbourne, Victoria, Australia

Melbourne, Victoria, Australia

Melbourne

Melbourne

The company was established to form a new Australian Bank focusing on the needs of Asian migrants. It is currently in the final stages of licencing for a non-operating restricted ADI licence.I am responsible for developing and implementing the company’s prudential and compliance policies and its governance framework.I prepared the company’s Australian Credit and Australian Financial Services Licence applications, along with attending regular feedback sessions with APRA through the ADI licencing process.- Key member of the team that developed and implemented the prudential policy required to obtain a banking licence, and other licences, requiring a comprehensive understanding of a complex prudential regulatory environment, particularly governance and risk management.- Designed and implemented the compliance and risk management frameworks and underpinning related procedures to ensure regulatory compliance, including compliance plans and management/Board reporting.- Designed and implemented the company’s AML/CTF Program.- Designed and implemented the shareholder verification program, incorporating AML/KYC requirements to ensure prudential regulatory compliance.- Designed the customer onboarding process including AML/KYC requirements, system design and business requirements.- Appointment of internal and external audit partners, and development of related audit plans.

Melbourne, Victoria, Australia

Melbourne, Australia

Led a team of Operations Representatives and additional indirect reports who provided settlement services during the verification and review of credit assessments.Key imperatives included productivity, quality, employee engagement and retention, process improvement, workforce planning and salary budgeting.- Improved rostering and workforce planning to enable end-of-month peak work volumes to be achieved.- Managed the migration of the North Ryde Operations team to the Settlement Operations team which included building and training a new team with minimal operational impact and no adverse impact on the customer experience.- Drove cultural change and increased morale through the adoption of a collaborative and unified approach, leading to increases in employee productivity and retention.

Sydney, Australia

A financial services firm with employees across three offices that provides SMEs and individuals with accounting, financial planning and advisory services, home, investment, commercial and business loans, working capital, trade, plant and vehicle finance, and self-managed superannuation.Included formulating the business strategy, the operating model, and working with the Wealth Management Division to ensure the adoption of consistent operating procedures.- Sourced and implemented a group wide integrated CRM which facilitated information sharing between functions.- Designed and implemented group pipeline reporting across Finance, Wealth Management and Accounting which provided a single source of truth to enable accurate revenue forecasting and identify additional complimentary products and services.- Created and embedded standard operating procedures across the Group to optimise operational efficiency.- Established a team-centric Group culture focused on achieving the best possible client outcomes.- Developed and implemented the Group’s customer onboarding process, consistent with Australian credit licence and Australian Financial Services licence obligations to meet regulatory obligations and ensure a consistent approach across divisions and deliver operational efficiencies.- Designed and implemented the employee handbook, employee policies, and staff onboarding process.

Sydney, Australia

Asset Finance Lending Solutions is dedicated to meeting the equipment finance needs of accredited brokers & broker-introduced clients. Our team works with accredited brokers & their clients to understand their needs & provide innovative solutions structured to meet all objectives.The In Life Services teams comprise experienced bankers who provide market leading asset finance solutions to clients introduced to the Bank via accredited intermediaries. We help customers manage their working capital & access the income producing equipment they need to be successful.I complete assessment of new finance requests, primarily in the Novated Lease and Commercial Tool of Trade for Operating Leases across the end to end sales process, and in-life contract maintenance including extensions, novation of existing agreements and assignments. I am involved in strategy development and am key stakeholder management for existing accounts, as well as developing new contacts and relationships. SME in AML, NCCP, PPSR and other relevant industry regulations.

Sydney, Australia

Secondment opportunity to project manage the Business & Private Bank Sales & Relationship Excellence Program. Further to this, I continued to support the Business Banking SME Strategy and Sales Support team as business unit representatives on a number of change projects. I worked effectively to manage the competing priorities of various business units and successfully launched a national change program that specifically targeted behavioral, systems and processes changes in the way client conversations are conducted, ensuring customer objectives are the focus, and that the sales process becomes solutions based not product focused. This had a significant amount of senior stakeholder engagement.SME on Commercial Discharge Project. The project’s mission was to deliver a simpler and easier commercial discharge process for our customers and our people. Our target was to reduce the rework rate for work sent into processing services from 57% to 10%. The process has delivered a reduction in rework to 8% and the solutions have simplified the process on many fronts.

Canberra, Australia

I led a high performing team of Business Bankers across Canberra region. We specialised in partnering with SME's with turnover generally up to $10M and meeting their needs which includes debt, working capital, asset and equipment finance, home & investment lending, merchant & e-commerce solutions, SMSF and transactional banking requirements.A particular focus was people engagement which resulted in a top 88 percentile rating for employee engagement in the annual people and culture survey. I provided coaching and mentoring to my team members in sales, commercial acumen and leadership.

Canberra, Australia

I relationship managed a portfolio of SME clients and their extended connections by providing proactive advice and needs based solutions. I worked with these clients to assist them in understanding the information in their financial statements and applied it to managing cash flow and growth.I maintained revenue growth with equal focus on new business and retention of existing business. I worked with product specialists to develop relationships within the business network and externally to benefit stakeholders and my customers.I forged new commercial relationships with the existing home loan broker network, creating strong relationships between Broker, Agency and Specialist Sales, the Broker Network and Local Business Banking.

Canberra, Australia

Bachelor Of Science (B.Sc.), Cell/Cellular And Molecular Biology

Australian National Internships Program - CSIRO - Statistical Bioinformatics for Agribusiness

Certificate Iv Finance & Mortgage Broking, Banking And Financial Support Services