Nidia Tapia Lombera Email & Phone Number

Kennewick, Washington, United States

Produce comprehensive and objective credit analysis of borrowers and businesses through the review, spreading and trend comparison of financial reports for the Tri-Cities office and assist the Business Advisor in making informed decisions. Accomplishments:• Was trained within 90 days and began working on credit requests above $2 Million dollars that went to the board level for approval• Graduated from the 2021 WBA Credit Analyst Development Program and the 2023 WBA Commercial Lending Development Program• After 120 days of training also learned to fill in for the Business Associate and Business Advisor to ensure client satisfaction throughout employee vacations and turnover• After 2 years received VP level signing authority to improve efficiencies in the Tri Cities office

Kennewick, Washington

Seeking to expand my impact, I now use my skills and experience to support all team members in the ID-WA division - increasing successes while fostering empowering relationships.After a successful year as a branch manager, I now help the division AVP partner with each branch manager to improve our business development, compliance, office culture, delinquency control, litigation systems, and customer experience.

Pocatello, Idaho Area

Rebuilt a $3.5 million consumer finance branch after record losses, downward trending volume, the highest delinquency in the company across the nation, and failed internal audits.Selected Contribution:• Oversaw business development initiatives that elevated the local presence in the community, signed on 12 new merchants, 5 new lender referral relationships, and spearheaded a new retail program.• Partner with internal teams to ensure compliance requirements and to get new marketing material approved. • Generated $630,216 in growth, increased ROE by 20%, and trained all new staff.• Delegated new action plan to get office back in compliance, reports were put back in order going back a year. Passed internal audit 3 months after start date.

Richland/Kennewick/Pasco, Washington Area

Increase loan sales to 25 contracts a month within two months for existing, potential, and previous clients. Selected Contributions:• Optimize sales opportunities by expanding local network, fielding online and personal inquiries, and up-selling products during general phone consultations.• Provide clients with additional resources to manage credit and support for reapplications.• Reach average monthly payout incentive of 20% bonus based on loan volume and delinquency management.

Richland/Kennewick/Pasco, Washington Area

Hired as the third member of servicing team to support company’s growth. Rapidly promoted due to strong performance. Selected Contribution:• Processed and documented payments and bank deposit reconciliations.• Developed statistical and demographic reports reflecting variety of clients, insurance policies, and level of coverage.

Sustained budget supporting existing and future programming for undergraduate students within a progressive alliance of people for diverse group of students at Claremont Colleges. Selected Contribution:• Managed social media presence of 268 connections to attract attention to events, valuable resources, and to expand community.

Assisted with desk and clerical duties.

I made practice tests to help Calculus I and Calculus II tutees prepare for exams and explained major concepts from their lecture in different ways to help them fully grasp concepts.

I helped 3-4 high school students for 3 hours Saturday mornings with any material that was challenging them.

Bachelor Of Arts (B.A.), Mathematical Economics

Associate Of Arts (A.A.)

Activities and Societies: Latino/a ClubWhile in High School I also earned my A.A. degree through the Running Start Program. I was enrolled.

Education record

Activities and Societies: Cultural Leadership Club; National Honor Society; Art Club; Family, Career, and Community Leaders of America.