1. Develop and implement a risk management framework2. Ensure compliance with regulatory requirements, particularly those from the Central Bank of Nigeria (CBN)3. Integrate risk management into strategic decision-making4. Develop compliance policies and procedures, including AML and KYC protocols5. Conduct risk assessments, compliance checks, and audits6. Manage relationships with regulatory bodies7. Oversee compliance and risk management training programs8. Advise management on emerging risks and regulatory changes

1. Conduct in-depth credit risk analysis to identify, quantify, and mitigate risks across the bank's lending portfolio.2. Develop and maintain detailed reports and dashboards using Excel & SQL to provide clear insights into credit risk exposure and portfolio performance.3. Analyze key metrics and trends to identify where credit risk is emerging, providing actionable recommendations to minimize potential losses.4. Monitor loan performance and evaluate the impact of external factors, such as market conditions, on credit risk levels.5. Collaborate with lending teams to assess the risk of new credit products and provide input into credit scoring models and risk frameworks.6. Design and implement stress testing and scenario analysis to evaluate the bank's resilience against various risk factors.7. Provide regular credit risk reports to senior management and the board, offering insights into risk concentration and portfolio diversification.8. Support the development of risk management policies to ensure alignment with regulatory requirements and best practices in credit risk management.

1. Developed and implemented risk management frameworks.2. Conducted internal control reviews and ensured regulatory compliance.3. Monitored operational and financial risks, providing actionable insights to management.4. Led internal audits to strengthen control systems.5. Collaborated with department heads to integrate risk policies into daily operations.6. Organized training sessions to promote adherence to risk management practices.

1. Risk management and Internal control functions. 2. Provided internal control and risk management support for the various subsidiaries under the Canary Point Corporate Services which includes Sebastian Bureau de change, Nairagram Money Transfer, Swift and Allied Partners and Assets Microfinance Bank

Periodic remittance of Anti-Money Laundering and Countering the Finance of Terrorism (AML/CFT) returns to regulatory bodies such as Central Bank of Nigeria (CBN), Nigerian Financial Intelligence Unit (NFIU) and Nigeria Deposit Insurance Corporation (NDIC) in accordance with the regulation guiding financial institutions as regards Anti-Money Laundering and Countering the Finance of Terrorism (AML/CFT).

*Assessing the quality and completeness of all relevant data and information needed on all loan request above a define amount.*Provide Loan committee and management with an outline of key risk profile of applicants and recommend appropriate risk mitigation measures.*Review and seek advice where necessary on all legal documents presented by a client or a prospect.*Perform periodic market survey to identify sector base risks in target market*Regular follow-up of bad debt management.*Keep abreast with all government legislation and CBN policies that may affect operations and advise management on it. *Ensure the implementation of good internal control system.*Follow-up on a regular manner correctness of tills operations, respect of vault limits, etc. in branches.

Management of cash.Posting of cash transactions.Customer service and relationship.Calculation of loan repayments and accepting same for posting into customers' loan accountsMaintenance of positive image of the organization at all times especially in resolving customers' complaints and enquiries.Payment of disbursed loans to clients and initiating cash withdrawals to customers while adhering strictly to the bank policies and procedures especially in performing necessary withdrawal checks before payment is made.Balance currency in cash drawers at ends of shifts and calculate daily transactions using computers, calculators, or adding templates.Cash checks and pay out money after verifying that signatures are correct and that accounts have sufficient funds.Receive cash for deposit, verify amounts, and check accuracy of deposit slips.Enter customers' transactions into computers in order to record transactions and issue computer-generated receipts.

Mathematics, Business studies and Financial Accounting teacher

One-year mandatory industrial training