Nikesh Uliyan Email & Phone Number

United Arab Emirates

Sharjah, United Arab Emirates

• Currently spearheading the entire functions of business accounts, financial services, conducting analysis, market strategy, credibility, repayment, profit & turnover analysis• Making credit reports for the credit approval • Identifying market and book new liability business• Interviewing applicants for business accounts, business loans & trade finance facilities• Researching and evaluating loan applicant's financial status, references, credit and ability to repay the loan• Managing a designated portfolio of customer relationships in order to identify and address customer needs, ensuring that the overall service provided is in line with customer expectations and the terms of service offer• Ensured that all bank transactions remained confidential• Ensuring that the business is booked as per laid down procedures and guidelines and due diligence is carried out with respect to money laundering and other regulatory requirements• Providing specialist information, guidance and advise to customers through the delivery of excellent customer service to resolve customer queries and achieve customer satisfaction• Performing any other duties or tasks as required or instructed by the line manager to support the efficiency and output of the department

Dubai, United Arab Emirates

• Analyzed client assets and securities as guarantee for loans in line with policies and regulations• Generated market research reports on specific products and markets• Designed effective questionnaires based on activity objectives and market knowledge• Recommended credit limit as per assessments and liquidity studies• Supervised loan documents preparation and coordinated for the closing of loans• Evaluated client credit worthiness by determining client’s ability to repay any issued loans• Making recommendations to clients based upon research findings• Enhanced business volume and market share of the bank while leading & monitoring the performance of various teams• Efficient in developing relationship with clients to understand their requirements and providing relevant business solutions• Developing and maintaining large portfolios and providing high quality service, meeting SLA and service obligations• Managed the sales and business development operations, study the elements of consumer preference to drive business volumes• Monitoring portfolio with early warning signals to maintain relationship

Dubai, United Arab Emirates

• Interviewed and advised applicants for business accounts, business loans & trade finance facilities• Communicated market research insights to influence business decisions• Analyzed financial statements and pertinent information to determine creditworthiness of prospective and existing clients• Determined credit worthiness for the loan product, structuring loan for borrowers including rates and fees for loans, and educated the borrower on loan process and assisting them identify appropriate loan products• Performed all areas of loan operations; including marketing and sales generation, application processing delivery, and loan closing• Conducted qualitative research studies like one-on-one or focus groups

Mumbai, Maharashtra, India

• Met with dealers, national accounts, end-users, and the sales force to define new product requirements; created awareness about various policies and processes of the company• Analyzed competitive product offerings in terms of features and benefits as well as price points• Determined sales forecasts for proposed new products and justify new product development investments

Master'S Degree, Mba In Marketing

Bachelor'S Degree, Statistics