Nikhil Joseph

Nikhil Joseph Email and Phone Number

Director of Financial Products at Enphase Energy @ Enphase Energy
Nikhil Joseph's Location
San Francisco, California, United States, United States
Nikhil Joseph's Contact Details
About Nikhil Joseph

As a seasoned finance professional and the current Director of Financial Products at Enphase Energy, I lead initiatives to provide customers, installers, and dealers with access to competitive loan, lease, and PPA products. My previous roles include Manager of Loan Products at SunPower and Treasurer at Mosaic, where I managed a $3 billion loan portfolio. I began my career as an investment banker at HSBC, handling a $100 billion portfolio. I hold an MBA from NYU Stern and a Bachelor’s in Mathematics from the University of Michigan. My career has taken me to Hong Kong, Shanghai, London, and New York, and I am proficient in over three languages.

Nikhil Joseph's Current Company Details
Enphase Energy

Enphase Energy

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Director of Financial Products at Enphase Energy
Nikhil Joseph Work Experience Details
  • Enphase Energy
    Director Of Financial Products & Field Operations
    Enphase Energy Jul 2021 - Present
    Fremont, California, Us
    Currently leading the Financial Products team for Enphase globally. Enphase has an installer base of +4,000 all over the world and my goal is to provide these installers, market leading and competitive financial offerings (loan, leases, PPA's) in their local markets, to ultimately get customers access to clean energy.Significant Milestones:- Integrated recent Enphase acquisition, Solargraf, with leading Fintech's in solar-lending to provide a leading proposal generating tool with seamless loan capabilities.- Launched a financing solution in India for Enphase customers
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  • Sunpower Corporation
    Manager, Financial Products - Loan
    Sunpower Corporation Sep 2020 - Jul 2021
    Richmond, California, Us
    Managed the residential solar loan program at SunPower. By leading strategic initiatives, product launches, pricing, new market entry, and capital partner relationships.Significant Milestones include:- The Ultra-Low APR Product- Released new independent installer sales channel for Loan Financing- Led a project team to improve the installer experience at SunPower
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  • Mosaic (Joinmosaic.Com)
    Treasurer
    Mosaic (Joinmosaic.Com) Jul 2018 - Sep 2020
    Oakland, California, Us
    Mosaic is a clean energy fintech company dedicated to providing loans for consumers to access clean energy at home. My role managed the relationship for multiple capital partners, from warehouse lenders, securitization investors, whole-loan portfolio investors and direct originators. During my time, my role critically executed multiple go-to-market product strategies, from setting up a new business line to onboarding new capital partners.
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  • Freelance
    Finance And Strategy Consultant
    Freelance Feb 2018 - Dec 2018
    Consulted with early stage start-ups to implement cash management practices as well as implement financial reporting on the three financial statements. Provided analytics and strategic insights on future growth opportunity through market and data analysis. I have also provided consulting for Real Estate ventures.
  • Hsbc
    Treasury Associate
    Hsbc Jul 2013 - Oct 2017
    London, Gb
    Provided analytics on HSBC's liquidity and investment portfolio. This included modeling and detailed analysis of the cost of funds for HSBC's equity and provided insight on internal transfer pricing for optimizing the bank's USD$200bn balance sheet. Managed multiple projects including, optimizing cash management, implementing new risk systems and creating new liquidity policies to comply with federal regulations.
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  • Hsbc
    Consultant
    Hsbc Apr 2013 - Jun 2013
    London, Gb
    Served as an internal consultant on a variety of projects for the Risk function. Responsible for regionally coordinating risk management initiatives that provided regulators and shareholders metrics to asses the bank's risk position.
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  • Hsbc
    Credit Risk Management Analyst
    Hsbc Apr 2012 - Mar 2013
    London, Gb
    Evaluated credit risk of various HSBC’s Global Banking clients. Appraised valuations and growth strategies for clients with credit facilities of up to USD$200m. Reviewed the viability of a large syndicated stressed project finance deals to strategize how to ensure minimal defaults in the portfolio and recommend appropriate refinance proposals.
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  • Hsbc
    Risk Management Analyst
    Hsbc Jun 2010 - Mar 2012
    London, Gb
    Successfully completed HSBC’s Risk Management Graduate Programme. The programme involved rotations through various roles in the Risk function in addition to assignments in Commercial Banking and Retail Banking.
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  • American International Group
    Internship, Regional Business Finance Team
    American International Group Jun 2008 - Aug 2008
    New York, Ny, Us
    Created a dynamic financial database to report quarterly revenues and improve budgeting and forecasting. The outputs were included in AIG's 2008 Q2 earnings release. Developed new processes to streamline monthly regional reporting by reducing the time required to generate reports by 25%.
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  • Abn Amro Bank N.V.
    Internship, Commercial Client Segments, Asia
    Abn Amro Bank N.V. Jun 2007 - Aug 2007
    Amsterdam, Nl
    Responsible for a regional project identifying the cross-selling opportunities of over 15,000 clients based in Asia and the Middle East for Commercial Client Managers. Contributed to an increase in commercial banking revenue of US$2 million for the region.
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Nikhil Joseph Skills

Mathematics Returns Capital Structure Market Risk Modeling Sales Cost Shanghai Derivatives Agile Methodologies Credit Risk Federal Regulations Finance Savings Entrepreneurship Stress Reuters Assessment Management Design Hsbc System Architecture Leadership Powerpoint Public Speaking Accounting Capital Adequacy Valuation Profit Portfolio Management Capital Markets Languages Forecasting System Bloomberg English Project Finance Tests Strategy Strategies Cash Flow Forecasting Budgeting Emerging Markets Risk Management Microsoft Excel Testing Monetization Policy Attribution Market Risk Quantitative Finance Solution Private Equity American System Monitoring Stakeholders Capital Commercial Real Estate Options Analysis Liquidity Analysis .net Segments Economics Fixed Income Corporate Finance C Debt Applications Financial Modeling Financial Risk Business Analysis Investment Portfolio Strategic Planning Commercial Banking Regulatory Requirements Operations Vba Quantitative Analytics Credit Liquidity Essbase Project Planning Project Sql Investment Banking Analytics Income Hedging Internal Audit Usa Banking International Calculator Internships Executive Management Portfolio Malayalam New York Investments Arbor Global Marketing Equities San Francisco Microsoft Word Limits Viability Rate Asset China Financial Analysis Treasury Trading Operations Business Strategy Credit Analysis Risk Trading Global Cash Management Conceptual Modeling Hong Kong Mandarin Traders Consumer

Nikhil Joseph Education Details

  • Nyu Stern School Of Business
    Nyu Stern School Of Business
    Operations
  • University Of Michigan
    University Of Michigan
    Mathematics & Economics

Frequently Asked Questions about Nikhil Joseph

What company does Nikhil Joseph work for?

Nikhil Joseph works for Enphase Energy

What is Nikhil Joseph's role at the current company?

Nikhil Joseph's current role is Director of Financial Products at Enphase Energy.

What is Nikhil Joseph's email address?

Nikhil Joseph's email address is ni****@****aic.com

What schools did Nikhil Joseph attend?

Nikhil Joseph attended Nyu Stern School Of Business, University Of Michigan.

What are some of Nikhil Joseph's interests?

Nikhil Joseph has interest in Children, Economic Empowerment, Civil Rights And Social Action, Poverty Alleviation, Science And Technology, Disaster And Humanitarian Relief.

What skills is Nikhil Joseph known for?

Nikhil Joseph has skills like Mathematics, Returns, Capital Structure, Market, Risk Modeling, Sales, Cost, Shanghai, Derivatives, Agile Methodologies, Credit Risk, Federal Regulations.

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