With 10+ years of experience in underwriting Direct & Facultative Property and Onshore Energy business, supplemented by industry-specific professional qualifications, I have consistently demonstrated a knack for driving profitable growth and fostering lasting client/producer relationships.I currently work with Chubb in the Dubai International Financial Centre. DIFC serves as the core facultative reinsurance platform for Chubb group’s P&C businesses in the Middle East & North Africa, and also provides specialist technical underwriting support to other Chubb branches in the region.Prior to Chubb, I led the delivery of RSA's Property and Energy proposition in the GCC for conglomerates, whilst assuring the quality of technical risk reviews and acceptances, including complex / non-traditional products.Specialties: Manufacturing, heavy industries, oil and gas pipelines, tank farms, terminals, liquefaction and regasification plants, topping/hydro-skimming refineries, chemicals, fertilizers, blending facilities, water/sewage treatment plantsRegions/geographies worked with: Re(insurance) contracts written in MENA, the Indian Subcontinent and the CIS with multinational exposures worldwide including USA/Canada
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Regional Property And Energy UnderwriterChubbDubai, Ae -
Regional Property & Energy UnderwriterChubb Dec 2022 - PresentDubai, United Arab Emirates• As a lead underwriter for the DIFC branch, deliver on the overall EMEA strategy for sustainable and profitable growth of assumed reinsurance Fire & Energy business• Represent and promote Chubb at all levels across the Indian Subcontinent, the CIS and MENA region; to Reinsurance Brokers, Cedents, Clients and to all other internal and external partners• Utilize line of business expertise for the underwriting of Property coverage for large, unusual and complex risks or programs on an excess of loss, primary and quota share basis, including catastrophe perils
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Trading Underwriting ManagerRsa Mar 2021 - Dec 2022Dubai, United Arab Emirates• Delivered underwriting decisions on non-standard, large and complex cases with speed and confidence by utilizing designated senior authority level, with minimal direction and support• Provided advice and solutions to brokers/customers and addressed technical referrals for large accounts / higher limits• Clearly articulated RSA risk appetite to brokers, managed complaints within own licence level and ensured quality and continuity of relationships• Contributed to the development of segment and local customer propositions, brought in knowledge and insight into the customer base, market and risks, and internal capabilities and capacity -
Senior Associate UnderwriterEmirates Insurance Company Sep 2018 - Mar 2021Dubai, United Arab Emirates• Executed Property and Middle Market Energy risk selection decisions skilfully, in accordance with established underwriting guidelines, authorities, targets and client strategies• Reviewed complex insurance submissions, negotiated policy terms and conditions including manuscript wording• Chose optimal levels of retentions for treaties and concluded facultative agreements directly or through (reinsurance) brokers for transferring large / unusual exposures• Sharpened underwriting expertise by tracking regulatory changes, identifying market trends, conducting competitor analysis and maintaining an increased awareness of new products, policy forms and coverages• Maintained close liaison with claims-handlers to stay abreast of changes in reserving philosophy and expected outcomes of contentious claims -
Assistant UnderwriterIffco Tokio General Insurance Co. Ltd. Aug 2014 - Aug 2018Mumbai, India• Studied Property insurance proposals, gathered and evaluated background information in order to effectively assess the risk involved.• Underwrote new and renewal accounts to develop the Commercial Lines portfolio, in line with strategy and targets set by management.• Built strong working relationships with local and international brokers to bolster profitable business growth
Nikhil Kumar Education Details
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Fellowship (Fcii) -
Fellowship (Fiii) -
Electronics
Frequently Asked Questions about Nikhil Kumar
What company does Nikhil Kumar work for?
Nikhil Kumar works for Chubb
What is Nikhil Kumar's role at the current company?
Nikhil Kumar's current role is Regional Property and Energy Underwriter.
What schools did Nikhil Kumar attend?
Nikhil Kumar attended Chartered Insurance Institute, Insurance Institute Of India, University Of Mumbai.
Who are Nikhil Kumar's colleagues?
Nikhil Kumar's colleagues are Surina Saidin, Jan Cohen, Hien Tran, Meghan Hayes, Matthew Ho, Frederico Santos Silva Ramos, Brian Sharkey.
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Nikhil Kumar
Consultant | Golden Visas | Business Setup | Corporate Bank Account Opening | Vat Registration | Trademark Registration | Offshore Business Setup | Content Writing |Dubai, United Arab Emirates -
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Nikhil Kumar
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