Nikhil Kumar Email & Phone Number

Dubai, AE

Dubai, United Arab Emirates

• As a lead underwriter for the DIFC branch, deliver on the overall EMEA strategy for sustainable and profitable growth of assumed reinsurance Fire & Energy business
• Represent and promote Chubb at all levels across the Indian Subcontinent, the CIS and MENA region; to Reinsurance Brokers, Cedents, Clients and to all other internal and external partners
• Utilize line of business expertise for the underwriting of Property coverage for large, unusual and complex risks or programs on an excess of loss, primary and quota share basis, including catastrophe perils

Dubai, United Arab Emirates

• Delivered underwriting decisions on non-standard, large and complex cases with speed and confidence by utilizing designated senior authority level, with minimal direction and support
• Provided advice and solutions to brokers/customers and addressed technical referrals for large accounts / higher limits
• Clearly articulated RSA risk appetite to brokers, managed complaints within own licence level and ensured quality and continuity of relationships
• Contributed to the development of segment and local customer propositions, brought in knowledge and insight into the customer base, market and risks, and internal capabilities and capacity

Dubai, United Arab Emirates

• Executed Property and Middle Market Energy risk selection decisions skilfully, in accordance with established underwriting guidelines, authorities, targets and client strategies
• Reviewed complex insurance submissions, negotiated policy terms and conditions including manuscript wording
• Chose optimal levels of retentions for treaties and concluded facultative agreements directly or through (reinsurance) brokers for transferring large / unusual exposures
• Sharpened underwriting expertise by tracking regulatory changes, identifying market trends, conducting competitor analysis and maintaining an increased awareness of new products, policy forms and coverages
• Maintained close liaison with claims-handlers to stay abreast of changes in reserving philosophy and expected outcomes of contentious claims

Mumbai, India

• Studied Property insurance proposals, gathered and evaluated background information in order to effectively assess the risk involved.
• Underwrote new and renewal accounts to develop the Commercial Lines portfolio, in line with strategy and targets set by management.
• Built strong working relationships with local and international brokers to bolster profitable business growth

Fellowship (Fcii)

Fellowship (Fiii)

Bachelor Of Engineering - Be, Electronics