• Overseeing all aspects of the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) program for the Bank.• Coordinating and assisting in the administration of independent, state and federal regulator and auditor examinations and review.• Coordinate responses to examination and audit findings to submit to Audit Committee • Provide recommendations to the Chief Compliance Officer and senior management when and where appropriate.• Maintain proficient knowledge of the rules and regulations, including but not limited to, the Bank Secrecy Act, USA Patriot Act, and OFAC.• Implement bank wide training for employees and new hires for BSA/AML regulations. • Investigations suspicious activity and reports any finding to the appropriate regulatory agency.• Monitors and tracks BSA/AML high risk customers and account.

• Oversee all aspect of the BSA/AML programs within the Bank.• Coordinate and assist in the administration of independent, state and federal regulator examinations along with auditor examinations/reviews.• Ensure proper actions/follow-ups have been conducted from all audits/examination and make adjustments to policies and procedures as necessary.• Prepare recommendations to management when warranted regarding changes in regulatory compliance affecting the safety and soundness within BSA/AML program.• Monitor and track high risk customers, MSB activity and file SARs when warranted from monitoring or submitted by personnel.• Design, implement, administer and monitor programs and policies and practices to ensure compliance with Deposit and ACH regulations.• Serve on Bank’s Compliance Committee and provide compliance support to employees and management.

Responsible for coordinating the development, implementation and administration of all aspects of the corporate-wide Bank Secrecy Act (BSA) Compliance Program. This position monitors compliance with state and federal Bank Secrecy Act (BSA) , USA PATRIOT Act, Anti-Money Laundering (AML), and OFAC laws and regulations. Develops, administers and oversees all aspects of the Bank's Compliance Management Program. This position plans, organizes, and controls the Bank's day-to-day administrative, lending and operational compliance activities. Participates in various committees, audits and examinations. Conducts staff training related to new hires, compliance, customer service, and lending personnel Advises the Board of Directors, Senior Management and Bank personnel of emerging compliance issues and consults and guides the Bank in the establishment of controls to mitigate risks.

• Manages and monitors the Bank’s compliance with Federal and State regulations and laws.• Preparing for regulatory exams, correspond with examiners and provide requested documentation before, during and after the examination.• Monitoring resolution of consumer complaints and ensuring the policies and procedures are followed and adhered to within a reasonable time period.• Developing and maintaining current compliance audit programs to include modifying/creating programs as regulatory requirements change.• Scheduling and performing consumer compliance audits, maintaining and reviewing consumer compliance work papers as necessary.• Monthly reporting to the Board any audit findings, compliance issues and updates, exam findings, and updates regarding personnel training.• Implementing the Bank’s internal compliance training program into all applicable functions of the Bank to include training personnel regarding implementation of new regulations or changes to the regulations.• Formulating and updating bank policies and procedures in accordance with regulatory requirements.• Provide daily consultations as needed to employee in regards to compliance questions or issues within their department.

• Manage daily BSA compliance reporting for state and federal compliance.• Review the high-risk customer monitoring and report any unusual or suspicious activity to the Compliance Officer.• Review non-residential consumer loans for Fair Lending compliance and report findings on a monthly and quarterly basis to the BOD.• Review and update Bank policies and periodically create new policies as necessary for Bank compliance.• Coordinate compliance training for Bank staff and new employees.• Assist Compliance Officer with other assigned projects as deemed necessary.

• Manages branch activity to ensure all areas are operating in an efficient manner.• Provide guidance/assistance to branch in operational matters by developing and implementing policies and procedures relative to operational issues.• Ensures all branches are appropriately staffed and properly trained to perform their branch duties.• Conducts employment interviews, as necessary, and staff departments with top performers.• Enable professional development through cross-training and developmental seminars.• Ensure the communication of all policies and procedures, guidelines, and promotional materials to appropriate employees.• Ensure compliance with bank policies and procedures, laws, regulations and legislations affecting branch programs and services.• Participate in civic and community activities to enhance bank’s visibility and image in the community.

• Review all commercial loans for state and federal compliance.• Complete post loan closing review to ensure all documents are scanned into the system any follow-up documentation has been received.• Maintain the loan documentation exception tracking report.• Provide reports to the BOD regarding the Supervisory LTV of all Real-Estate Loans and Loan Concentration Report.• Review all residential and commercial appraisal before loan closing.

• Provide support to Commercial Lending Officers and customers through the entire loan cycle by coordinating pre and post-closing loan documentation.• Assisting with processing and underwriting tasks, collection, preparation and packaging of all commercial loan documentation.• Assisting customers with all banking needs including refinance, payments deferrals, and some deposit transactions.• Assure accurate reporting/tracking of all commercial loan documentation.• Administrative support of accurate commercial credit and collateral documentation. • Obtains necessary information to process and complete loan files.• Examine documents to ensure accuracy and compliance with existing loan policies and procedures, bank policies and all applicable law and regulations.

• Review all commercial loans for state and federal compliance.• Complete post loan closing review to ensure all documents are scanned into the system any follow-up documentation has been received.• Maintain the loan documentation exception tracking report.• Provide reports to the BOD regarding the Supervisory LTV of all Real-Estate Loans and Loan Concentration Report.• Review all residential and commercial appraisal before loan closing.

• Assist in acquisition of lending and deposit customer from previous institution, American State Bank.• Assist customer in routine account-related services regarding deposit products.• Research and resolve customer problems, acting as the liaison between other bank departments when necessary.• Research customer questions regarding electronic fund transfers, and initiate Reg E disputes when appropriate, including the completion of all necessary documents and affidavits.• Cross-sell bank products and services based on customer needs, in accordance with the Bank’s program standards.

• Coordinated the BSA/AML Compliance and review all policies and procedures to ensure proper implementation.• Coordinate board meetings and assist in create board packages and setting up monthly board meetings.• Coordinate calendar, travel, meeting and schedule arrangements for the President, staff and customers to include initiating contact and securing appointments, equipment and facilities as appropriate.• Manage multiple projects as assigned by the President related to diverse lines of business, community and personal interests with inter-related activities and relationships.

• Manage business functions and overall operations of law office.• Responsible for financial planning reports, personnel files, systems and facilities management, and IT support.• Coordinated staff and business meeting to ensure great communication and awareness among the staff.• Created and implemented a billing system to increase speed of receivables and prevent interruption of service to clients.

 Responsible for completion of doctor and pharmacy sales calls for the district Assisted full-time sales representatives with weekly responsibility Researched the pricing trends among company product pricing and competition