30 years experience in banking and asset management with various fields ranging from credit management, recovery, business drivers for both retail and corporate loans. Managed a large team and entrusted to oversee the the growth of the loan portfolio, ensuring the social mandated role of the bank in SME, project financing and infrastructure. Sharp with attention on details, go getter and effective leader.Passionate in knowledge sharing and capacity building. Had engaged in various forums and seminars locally and abroad with in the areas of expertise.