Niraimathi V Email & Phone Number

Chennai, Tn, In

Chennai, Tamil Nadu, India

Associated with a pilot project of Due Diligence team, part of Corporate Institutional Banking, reporting to Senior VP. Managed the line of credit for a portfolio of commercial suppliers in EMEA & APAC region, performed risk assessments in order to protect the organisation from financial, strategic, reputational and legal risk. • Established customer accounts (Inclusive of KYC Checks) and set credit limits based on a periodical annual credit reviews for Euronext-listed companies.• Conducted credit checks and assessed creditworthiness of the portfolio of suppliers by performing checks on financial health / risk of financial failure (liquidity), economic dependency ratio between supplier and BNPP, financial security. Also, evaluating the policies- General Data Protection Regulation, Operational risk, Corporate Social Responsibility.• Performing on-demand supplier risk assessments; Monitoring different alerts and information regarding the suppliers to inform the Compliance, Legal and Risk departments by providing risk opinion on critical situation.• Resolving escalations and priority emails/ transactions from local ops and counter-party end.• Actively participate in the process improvement and Team engagements including trainings, meetings to cascade the process updates. Additionally, Processing dashboards and metrics for the management in daily and monthly basis.

Bangalore Urban, Karnataka, India

Associated with Equipment Finance lending team, part of Commercial Banking WFI. Managed the credit control process for a portfolio of commercial corporate buyers based out of North America (tickets ranged from 10M$ to 80M$), resulting in a 30% reduction in bad debt.• Evaluated credit checks and assessed creditworthiness of new and existing customers. Also, onboarded customer accounts and set credit limits based on company risk management framework & policies.• Conducted credit referencing (Inclusive of KYC) and insurance cover activities at account set up level, including periodical credit reviews and ad-hoc customer credit increase requests.• Liaised with insurers, customers and credit control manager to ensure policy compliance.• Resolved moderately complex transactions, escalated opportunities for process improvements and risk controls to Senior Management• Training the new joiners and facilitating their onboardings

Chennai Area, India

Associated with Europe and Canadian accounting activities, predominately involved in billing activities, such as Contract to Cash, Accounts Receivable, Reconciliation of efforts and Payments. Developed and implemented tools and reports to help analyze actuals and forecasts. Provide recommendations to management to drive business results and achieve financial goals.• Identified potential areas of risk and opportunity to management, and provide recommendations to drive business results and achieve financial goals.• Management of Revenue cycle to regulate AR Interest and DSO.• Provided support and training to junior members of the finance control team.

Chennai Area, India

Associated with Financial control process for a large technical database portfolio.• Reported to Project Manager and Involved in French Region business activities. Including, billing and reconciliation of efforts and Payments.• Contributed to monthly processes, including long range planning, monthly budget and forecasting

Chennai, Tamil Nadu, India

Involved in Export & Import Documentation and Language Translation activity. • Processed cash collection, resulting in improved accuracy of income. Assist with on-time delivery of monthly financial information internally and externally

Cma, Strategic Financial And Capital Management, 84%

Professional Qualification from Institute of Management Accountants

Financial Modelling, Finance And Financial Management Services

Gained financial modelling certificate from NSE

Master Of Business Administration - Mba, Financial Planning And Services, A+

Masters in Financial services and Management gained from prestigious university

Delf B2, French Language And Literature

French language studies

Business English Certificate, English Language