Niraj Kulkarni is a Vice President- Consumer Banking Tech, Development Bank Of Singapore, Alumnus - Haas School of Business , UC Berkeley at DBS Bank. He possess expertise in tibco, soa, eai, global delivery, pre sales and 13 more skills. Colleagues describe him as "Niraj is one of most diligent Architect that likes to work with real business challenges and take advice from real people who understands these challenges. In return, not only he equipped himself with a qualification that is invaluable but also customers see a real value in him. Niraj was on my team at APS and experienced his work style first hand. " and "Niraj worked for me as lead of an offshore delivery team. He impressed me from our very first conversation with his strong technical and architectural knowledge as well as a considered appreciation for the compromises of large project delivery. His output was always of a high quality and I valued his opinion in design discussions. In short I cannot recommend him enough."