Objective of the CIC unit is to carry out Prevention & Detection of 'Frauds' and Investigate Portfolio Frauds thereby leading to minimization of fraud losses. Played a strategic role along with handling the Central Credit Information and Intelligence Unit comprising of a team of Bank staff and support staff.Portfolios covered: Unsecured (Personal & Business loans). Secured (Vehicle & Mortgage loans), Priority Sector Lending (Tractor, Agriculture & Micro finance loans), Collateral loans (Gold loans), Payments Business (Credit cards, Debit cards, Net Banking & Payment gateway).Key dimensions of the Central Credit Information and Intelligence Unit (CCIIU)1) Prevention of Application FraudsII) Detection & Risk MitigationIII) Interfacing with Compliance, Vigilance, Internal Audit, Information Security GroupIV) Strategic changes using Technological Initiatives & AnalyticsThe role involves high interaction with External companies and internal technology teams to Identify technological solutions/ customize solutions which can be used to balance Risk checks according to Risk weightage and build straight through processes for automated verifications.Operational aspects: As part of the Head office function, the job demands a high ability to solve Problems, find amicable solutions with stakeholders, multi task, possess strong drafting skills, high acumen and ability to collaborate across Business, Product, Policy, Credit and Operations teams.