Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money Prepare reports that include the degree of risk involved in extending credit or lending moneyEvaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval Generate… Show more Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money Prepare reports that include the degree of risk involved in extending credit or lending moneyEvaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval Generate financial ratios, using computer programs, to evaluate customers' financial status Review individual or commercial customer files to identify and select delinquent accounts for collection Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations Cash Flow Analysis Show less

I have started my career as Associate Analyst with ONICRA Credit Rating Agency of India Limited.Analyzing financial statements and carrying out ratio analysis for assessing the credit worthiness of the company. • Projecting the financial standing of the company on the basis of analysis of Balance Sheet, Profit & Loss Account and cash flow statements.• Preparing rating reports, rationale for assigned ratings • Conducting research on the industry in which the company is operating… Show more I have started my career as Associate Analyst with ONICRA Credit Rating Agency of India Limited.Analyzing financial statements and carrying out ratio analysis for assessing the credit worthiness of the company. • Projecting the financial standing of the company on the basis of analysis of Balance Sheet, Profit & Loss Account and cash flow statements.• Preparing rating reports, rationale for assigned ratings • Conducting research on the industry in which the company is operating and keeping a track on the performance of the industry as a whole.• Interacting with CFO’s and MD’s of companies and visiting sites of the manufacturing unit for understanding the nature of their business, the operations & risk factors associated with them. • Responsible for carrying out SWOT analysis. Show less

DONE MY SUMMER TRANNING. MY PROJECT TITLE WAS COMPARATIVE ANALYSIS ON FINANCIAL PRODUCT OF KARVY