Cluster Credit Manager
Jan 2022 - May 2024
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Niraj Prasad Email & Phone Number
Assistant Vice President
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✓ Verified Jun 2026
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Role
Assistant Vice President
Location
Delhi, India, India
Who is Niraj Prasad? Overview
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Niraj Prasad is listed as Assistant Vice President based in Delhi, India, India. AeroLeads shows a matched LinkedIn profile for Niraj Prasad.
Niraj Prasad previously worked as Cluster credit Manager at Au Small Finance Bank and Assistant Vice President at Equitas Small Finance Bank. Niraj Prasad holds Pgdm, Finance And Marketing from Inmantec.
Profile bio
About Niraj Prasad
Specialties:Balance Sheet Analysis, Income Statement Analysis, Ratio Analysis, Risk Assessment
Listed skills include Finance, Financial Modeling, Financial Analysis, Competitive Analysis, and 17 others.
8 roles
Niraj Prasad work experience
A career timeline built from the work history available for this profile.
Assistant Vice President
Apr 2021 - Jan 2022
Senior Manager
Apr 2018 - Mar 2021
Manager Credit
Jun 2017 - Mar 2018
Deputy Manager- Credit
Mar 2015 - Jun 2017
Assistant Manager - Credit
Intec Capital Limited
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money Prepare reports that include the degree of risk involved in extending credit or lending moneyEvaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity Complete loan.
Jul 2013 - Feb 2015
Associate Analyst- Sme Ratings
Onicra Credit Rating Agency Of India Limited
- I have started my career as Associate Analyst with ONICRA Credit Rating Agency of India Limited.Analyzing financial statements and carrying out ratio analysis for assessing the credit worthiness of the company.
- Projecting the financial standing of the company on the basis of analysis of Balance Sheet, Profit & Loss Account and cash flow statements.
- Preparing rating reports, rationale for assigned ratings
- Conducting research on the industry in which the company is operating… Show more I have started my career as Associate Analyst with ONICRA Credit Rating Agency of India Limited.Analyzing financial statements and.
- Conducting research on the industry in which the company is operating and keeping a track on the performance of the industry as a whole.
- Interacting with CFO’s and MD’s of companies and visiting sites of the manufacturing unit for understanding the nature of their business, the operations & risk factors associated with them.
Nov 2011 - Apr 2013
Summer Tranning
Karvy Stock Brocking Limited
DONE MY SUMMER TRANNING. MY PROJECT TITLE WAS COMPARATIVE ANALYSIS ON FINANCIAL PRODUCT OF KARVY
Apr 2011 - Jun 2011
2 education records
Niraj Prasad education
Pgdm, Finance And Marketing
Inmantec
Pgdm, Finance, General
Institute: Integrated Academy Of Management And Technologyuniversity
FAQ
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Quick answers generated from the profile data available on this page.
What is Niraj Prasad's role at their current company?
Niraj Prasad is listed as Assistant Vice President.
Where is Niraj Prasad based?
Niraj Prasad is based in Delhi, India, India.
What companies has Niraj Prasad worked for?
Niraj Prasad has worked for Au Small Finance Bank, Equitas Small Finance Bank, Kotak Mahindra Bank, Intec Capital Limited, and Onicra Credit Rating Agency Of India Limited.
How can I contact Niraj Prasad?
You can use AeroLeads to view verified contact signals for Niraj Prasad, including work email, phone, and LinkedIn data when available.
What schools did Niraj Prasad attend?
Niraj Prasad holds Pgdm, Finance And Marketing from Inmantec.
What skills is Niraj Prasad known for?
Niraj Prasad is listed with skills including Finance, Financial Modeling, Financial Analysis, Competitive Analysis, Analysis, Mis, Financial Risk, and Credit.
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