★ Niraj is a salt and pepper combination of a seasoned Sales professional with blended experience in Credit and Customer service. He began his career in Customer Service, cut his customer service teeth at Vertex India Pvt Ltd and Sitel India Ltd, and went on to become Relationship Manager at IDBI Bank Ltd. He is currently handling Mid Corporate Relationships for HDFC Bank Ltd.★ He started his entrepreneurial venture "Frost and Fun" in his college at IMT Nagpur, while doing his MBA, where he could do a real time litmus paper test for all his classroom learning. ★ Niraj is also a hands-on sales professional with 8+ years of exposure to the art and science of Banking consumer psyche in India. He understands the B2B and B2C Indian consumer environment extremely well.★He is an experienced Professional with a demonstrated history of working in the Service Industry. Skilled in Customer Service, Team Management, Analytical Skills, Business Development. ✉ nirajthakur2010@gmail.com