As an experienced Finance Professional, I enjoy working with business owners to put in place a finance structure that works for their business. My Aim is to assist our clients with achieving their financial goals and connecting the right solution and the financier.Specialities include:- Residential Mortgages- Business and Commercial Loans - Asset and Equipment finance- Property development and Investment- Healthcare Industries (Medical / Dental professionals and pharmacies) - Cash-Flow Lending- SMSF funding- Financial Advisory and Wealth & Debt Specialist

Leading team of ~150 branch-based bankers in the Inner West Sydney area with the support of 17 direct reporting managers, with responsibility of delivering all aspects of service, sales and support to ~200,000 Westpac branded customer in this region. Direct responsibility with a balance sheet exceeding $18 bn.

Lead a commercial and Corporate and Business Banking team of 50+ and Retail and other segments with 470 people as Acting General Manager. Board member of Westpac Fiji Board of Directors. - Leads an effective and disciplined risk management culture;- Improved Sales Effectiveness;- Improved Customer Advocacy; and- Implemented new business strategies to be the market leader in transactional and business banking, including business plan & sales strategy development.- Grew the balance sheet by 9% in FY2014 and by 15% in FY2015. - CEO Award nomination for community work in 2014- CEO Excellence Award winner in 2015. Key AchievementsStrategy:• Implemented change programs that developed a customer centric shift in core processes that aligned customer value and business strategy embedding this in end to end operations that positively enhanced the customer experience. • Designed, documented, implemented and embedded effective risk management practices such as a management risk control framework, periodic reviews and reporting.Leadership:• Led the overall direction and strategy by implementing change management initiatives by establishing a single view on transition and setting a standard on how transformation is managed.• Responsible for Fiji Business performance as Acting General Manager in 2Q2015 during absence of Country Head. Assumed responsibility for all GM functions, maintaining business momentum and performance during this time.Performance:• Delivered a balance sheet increase of 22% with 61% contribution to business revenue streams• Through the implementation of comprehensive development plans including coaching, weekly training and up skilling, banker’s performance increased by 50% and also led to reduced rework and errors. Customer:• Achieved an increase of overall customer satisfaction, with survey results showing an improved NPS score from 78 to 89.Employee:• Embedded a culture of continuous improvement empowering teams.

- Lead 250+ people with 12 direct reports- Recognised for improving business performance by 70% in comparison to 2012 financial year- increased the ATM network by 30% and brand awareness in Fiji by 56% in comparison to 2012-Effectively lead project teams to upgrade and rebuild of four branches in 9 months (budget of circa $10m)- Lead the project team to roll out a new credit card to Fiji market- Improved Customer Advocacy (NPS) from 60 in 2012 to 78 in 2013- Improved Staff Engagement from 84 to 96 (2013) and People Leader Index at 96.- improved Risk and Compliance from 74 (2012) to 88 (2013)- Pacific’s Shining Stars Award Winner- Winner of CEO Award for Excellence

Lead, support & develop sales team including recruitment, training and development of a team of Local Business Bankers in the Region. Manage and grow a Balance Sheet of $1.2bn and Profit & Loss ($24.0m p.a.) with implementation of Westpac Local Strategy. Improved Net Promoter Score from 10 to 80 in 18 months. Awards:Best Performed Branch in Victoria 2011Best Performed Manager in Victoria March 2012Centurion Club Mebmber 2011 Centurion Club Member 2012

• Support & develop Local Business Bankers in South East Melbourne & CBD including recruitment, training and development of a team of Local Business Bankers. • Lead South East & CBD LBB teams until June 2010 to successfully become # 1 & #2 Regions, Nationally. Balance sheet of $2.5b and increased revenue by 18% and 21% respectively over 18 month period• Coaching of Bank Managers on Westpac systems, policy & procedure

Recruited Local Business Bankers in Victoria to implement Westpac Local Strategy.

• Relationship Manager at Westpac Bank with several key relationship management as well as leadership roles.• Managed 50 customers with a balance sheet of $250M.• Recognised for high achievements with Sir Alfred Davidson Awards in 2006 and 2008 (top 100 bankers in the bank).