Nischitha K V Email and Phone Number

 Responsible for Review, examine and underwrite loans to ensure soundness, business value and compliance with company standards. Ensuring adherence to Bank’s Credit Policy, Code of Banking Practice, service level agreements. Independently conduct full and comprehensive evaluations of a variety of complex, high-risk mortgage loan applications. Perform detailed historical and projected financial analysis utilizing tax returns and financial statements. Review and analyze special conditions, loan deficiencies and exception requests to determine appropriate courses of action. Managing the coordination between the various functional departments (operational/process controls), customer service department to ensure smooth flow of operations. Instrumental in decision making while utilizing a CAD (Credit Authority Discretion).