CFO, IHOP Restaurants & Treasurer, Dine Brands Global, Inc• Key member of the Executive Team with dual accountability for enterprise capital and cash management, and financial planning & analysis for the IHOP division• Successfully closed a $1.3B securitized debt transaction in February 2019 which was 2x oversubscribed; the final coupon was 38bps lower versus pre-launch, yielding annualized interest savings of ~$5M. Negotiated lower deal costs, delivering annual non-cash interest savings of ~$1.1M• Decisioning of $200M+ of capital return to shareholders through share buybacks and dividends• Lead role in developing and implementing critical strategies to mitigate the impact of the Covid-19 pandemic on the business, specifically relating to corporate liquidity, franchisee financial health, capital management, and securitized debt. This included negotiating lease concessions with landlords, franchisee fee deferrals, suspension of dividends and share buybacks, and several additional actions to support the securitization structure. • Played key role in successfully navigating the company through a negative credit watch rating placed by S&P on the securitized debt in 2020. Ultimately the watch was removed, making Dine Brands the only securitization issuer in the restaurant segment to have its investment grade rating reaffirmed by S&P at the time. • Led the development of a five-year strategic plan and annual budget for IHOP• Played key role in negotiating a franchise development agreement with a large U.S. truck stop chain to open ~100 IHOP units over five years; the deal represents the largest development agreement with a single operator in IHOP’s history• Delivered 3x increase in interest income in 2019 versus PY ($500,000 to $1.5M) by optimizing cash management structures and adding short-terms investment sweeps• Cross-functional responsibility for numerous projects including IT, technology (POS, delivery sales channel & mobile Apps) and architecture

 Responsibility for managing corporation’s global liquidity position, including cash flow forecasts. Lead a team of 42 with 4 direct reports. Leadership role in the company’s mergers and acquisitions activities and capital allocation process.  Oversee borrowing decisions under debt agreements, lender reporting and debt covenant monitoring. Responsibility for developing strategies for efficient FX inventory management and cross border flows. Ownership of cash management function (80+ bank relationships; $1Bil daily funds flow), and agent settlement flows (350K agents in 200+ countries). Responsibility for inter-co trade and financing funds flows and optimization of company-wide netting opportunities. Currently leading the design and development of a strategic offshore cash management structure to support global growth and alignment with a new entity structure.

 Responsibility for developing and maintaining operating profit and EPS forecasts for Yum corporate and business divisions. Supported CFO on updates and presentation materials for Board of Directors’ meetings, Investor and Analyst conferences. Managed a team of two direct reports. Supported CFO & Investor Relations teams in effective disclosure of YUM’s quarterly financial results. Ownership of quarterly financial indicator dashboards. Led analysis and design of company’s leadership bonus structure, including monitoring and reporting progress against performance targets. Responsibility for financial modelling and analysis of division performance and sales/margin sensitivities. Built effective relationships with Divisional CFOs and their finance teams, and senior Yum Finance Leaders. Leveraged relationships to share best practices across the divisions.

 Developed “future-back” vision for a global liquidity structure to optimize Yum’s growing cash position. Led development and implementation of a multi-currency offshore notional pool which yielded significant FX trading cost savings and 60% reduction in inter-co volume. Managed $1 Bil pension plan, including asset allocation and performance tracking. Led evaluation and implementation of plan risk reduction initiatives such as an LDI/glide path strategy and a $325Mil deferred vested payout in 2012. Led quarterly Investment Committee meetings. Primary responsibility for managing short term liquidity and cash flow forecasting, including cash transfers across 75+ entities in 12+ countries. Decision making and trading responsibility for $600Mil short term investment portfolio, and FX for 20+ affiliates ($1Bil annual trading volume in 10+ currencies). Led a team of six. Co-led credit facility negotiations and provided operational and executional support on bond issuances. Provided back-up support on debt covenant compliance monitoring and reporting. Responsibility for Treasury controls and policies, SOX compliance etc. Led several treasury technology initiatives, e.g. Oracle EBS, Treasura (workstation), web-based bank administration / fee analysis systems. Negotiated 45% reduction in credit card processing fees (~$20Mil over contract term). Led other cash management initiatives such smart safes, armored carrier services, AP web-pay, lock-box, etc. Speaker at following treasury/finance conferences: EuroFinance, Rome and Miami (2011, 2013), AFP Annual Conference (2007, 2011); AFP Retail Conference (2007), Money Market Forum, Orlando (2008)

  Interim role with leadership responsibility for Control, Planning and IT. Played key role in developing 2012 Operating Profit forecast. Restructured finance team, led annual G&A savings of EUR 1Mil and the successful conclusion of local statutory and tax audits pending since 2007. Developed a customized “business rental” program, now KFC Germany’s key development strategy. Under the program, capital for new units is shared by the franchisee and franchisor. The program helped attract new franchisees, spur new unit development and provided incentives to grow unit sales volumes.

Financial Controller (Short Term Assignment) Achieved “Gold Standard” for timely and accurate financial reporting. Led the successful conclusion of local Indian statutory financial and tax audits. Successfully used a six-sigma driven approach to drive G&A cost reduction and measure results against targeted savings. Established financial policies and procedures, strengthened internal controls and provided leadership and stability to a 15-member team. Restructured team and added dedicated tax and internal audit staff.

 Implemented several strategic initiatives to drive a “culture of compliance” within the business. Sucessfully developed and implemented a risk assessment framework to quantify financial and reputational risks resulting from merchant non-compliance against regulatory requirements.  Worked directly with Executive Team (CEO, COO) on several projects including PCI data security compliance. Developed and leveraged relationships with Federal Regulatory agencies/Card Associations. Participated in lobbying for resolution of acquirer issues Successfully completed Six Sigma Green Belt training. Passed Final Green Belt Exam in May 2006.

 Led control reviews of key business processes including Supply Chain, Purchasing, Employee Benefit Plans, Payroll and Receivables in the US, Canada and Mexico. Led global SOX compliance efforts as project and technical lead. Managed 5 direct reports with responsibility for recruiting, developing and mentoring team. Managed Corporate Audit and SOX404 budgets ($7Mil).

 Led vendor selection, RFP process for several cash management initiatives. Prepared and presented business case / budgets for various cash management and cashless payments initiatives. Negotiated contract terms and pricing with vendors, and managed on-going fee arrangements with vendors and card associations. Managed asset allocation strategy and trading for $300 Mil pension fund and $250 Mil 401K plan. Managed relationships with trustees and investment managers. Back-up responsibility for daily cash desk, execution of wires and daily borrowing/investment decisions.

 Led internal control and financial statement reviews of Singapore, UAE, Canada, and India business units. Supervised teams of up to 6 internal and external audit staff.  Led contract and operational compliance reviews of franchisees in the US, Canada, Middle East, Asia (Malaysia, Singapore) and North Africa. The reviews resulted in royalty recoveries of over $3Mil.

 Led a team of 5 staff on a financial due diligence review of a US Cola franchisee-owned bottling operation in connection with a $150MM investment by a consortium of investors Assisted a Fortune 500 company in establishing a JV with a local heavy machinery manufacturer and, subsequently, in developing a business plan.  Led financial audits of local and multi-national companies and banks under US and local GAAP Overseas assignments Selected from among local 200 peers to join a 32-member team in Dubai, UAE to support the investigation of an $11Bil money laundering scam involving a large, multi-national bank. The investigation resulted in several civil and criminal proceedings. Seconded to the AA Abu Dhabi office to lead Oil and Gas audits and special projects.