Responsible for providing solutions for the banking and financial needs of the customer which fall into the SME sector.Credit report of the SME and doing the proper evaluation of the Financial statement for the assessment of the company and also involved in the overall industry and sector analysisManagement of Currency Risk using derivatives (Forwards, Futures and options) for corporateEvaluating Business lending proposals(Overdraft facility, Term Loan, Cash Credit, negotiate terms with clients and, where appropriate, submit proposals to the credit department for sanctionConducting financial assessment of corporate in order to check the financial stability which involves financial statement analysis with ratios and trends and financial commentaries including company’s operating performances and metricsCoordinating with the operations and legal team for their report to faster the process of the setting up of the limits for the corporatePerforming the risk management on various activities which cover the operation risk and financial risk for the banks and doing the operational activities accordinglyUndertaking appropriate due diligence, preparing annual renewal and other interim Credit Applications and making approval recommendations to the appropriate approval levelHighlights:Effectively obtained skills in working capital management,financial statement analysis and various ratiosProficiently handled various functioning issues like financial & non-financial transactions complexities of businesses.Successfully kept track of requirement of SME business and providing them solutions