Tinkering with technologies to make global banking simple. smart, secure.

Led cross functional, cross geography team to develop a short-term credit product for alternative investments (FoHF and PE) from product strategy to execution. Managed credit and banking operations product development for a banking entity in Cayman Island. Oversaw growth of all the aspect of banking product (FX/Cash/Credit/Channels) with $XXB+ balance sheet, >1000+ inst. clients.

o Developing a Robo-advisor (to maximize working capital / treasury operations for corporate customers) with Fin Tech partnerships, a b2b marketing/recommendation engine that uses power of big data, AI and Cognitive sciences o Developing data science driven global pricing analytics with focus pricing as a strategic revenue driver ,initial targeted yield of XX MM/yearo Developed a comprehensive client 360 analysis framework that uses client and market data (transactions/balances/credit/CRM/10K...) to provide insights to leverage Citi’s products, the framework is called Customer Relationship Insights (CRI). CRI successfully defended revenue and grew revenue for 50+ platinum corporate customers.Past Initiatives • Supported ideation of Virtual Account development. – one Global account - worked alongside multiple global and regional product teams, performed market and competitive analysis, customer interviews, requirements validation, customer segmentation, product ideation and positioning.• Go to Market strategy development for Money Market Funds Offering (Citi Online investment), grew market share by (25%) to support Citi’s Off-Balance Sheet/LCR-Basel III Deposit Strategy. • Help develop Global client treasurers liquidity structures (Multi ccy notional pools and physical pools) aligned to their supply chains, trading models and treasury models.• Developed regulatory market guides for 90+ countries to appraise treasurers across the globe of impact of regulations on banking. Monitor trends and Manage market implications of regulations, competitive forces and client trends that shape product development (technology and banking)• Developed and executed targeting and segmenting strategy and execution for various products: Money Market funds distribution, Cross currency (FX) SWEEP development for corporates, PayerId, POBO (payments on behalf of)

Control investment and operating spend ($xxx MM+) and key Programs: in a 2 year period reduced costs by 15% ; in addition, developed and ran technology automation programs to reduced operating costs by ≈ $yyMM

Working as a Market and Segments manager.1. Product Development and Enhancements (Work with Fund of Hedge fund managers & CFOS, Citi’s internal operations and technology) to keep product in line with services expectations and markets.2. Perform ongoing competitive markets analysis and fine tune product strategy.3. Operationalization of the new products/services. Includes budgeting, planning, resourcing, stress testing and modeling services to clients.4. Work with Sales to perform Client Demonstrations 5. Cross business Solutions development that spans.Prior to joining product management function worked as operations analyst.1. In a short period of time (4 months) developed and oprationalized FAS157 management service to track regulatory fas157 appraisal.2. Supported Geneva upgrade to 6.2 for about 700 hedge funds3. Implemented and operationalized financial reporting service for fund of hedge funds.4. Supported platinum clients for their tactical operations and technology needs

Provided Inorganic growth advisory services to technology consulting firms (upto $100 million – public and private). The work included1. Technology & KPO - US growth strategy and execution.2. M&A deal structuring and due diligence.3. Firm Valuation (P/E, DCF, Real Options, Value creation).4. Offshore operations (India) strategy.5. Reverse merger opportunity analysis for private technology firm.

As a client relationship manager ($1.5 + MM / yr. revenue), managed onshore - offshore teams (20+ people) support front, mid and back office ops. and tech.• Advent Geneva accounting solution for a 7B+ hedge fund MN • CLO Risk and valuation integration for a large CLO fund – New York NY

As part of my MBA, I joined Gridstone Research for my internship.At GSR, I worked to understand how equity research is performed, did some equity research to get into equity research analyst's shoes, researched existing offerings in the market and suggested strategy to developed an offering to allow GSR to be a niche player/provider.

Lead a technology strategy and delivery practice with annual revenue $2MM/yr• Managed 20+ technology projects (size 100+ people and $47+ MM)• Managed marketing campaigns tech. team for Novartis, 10 brands, 50+ campaigns ($100 MM+ spend)

• As a Sr. Database Administrator(DBA), Managed team of DBAs (7), Infrastructure strategy and projects, data-warehouse strategy and implementations across various clients – NJ, USA | 2000• Oracle Financial implementation - Bangor Hydro Electric, ME, USA | 1999

Developed one of the first ebanking solutions in Singapore for OCBC. HP was the implementation and solutions partner. Also as part of implementation team comprising of HP, Verisign, and NETS to develop the online credit card backbone for Singapore.

Developed software in VC++, Oracle