Noah Payton Email & Phone Number

Portland, Or, Us

Portland, Or, Us

Gb

Providing ongoing direct independent advisory support for financial services companies with strong cultures and visions that support the development of sustainable, inclusive institutions.

As an independent operator, I implemented regulatory compliance solutions for banks and fintech program managers. I helped some dear colleagues, conducted in-depth product research, and determined that an ongoing productized boutique consulting alternative meeting my personal aesthetic was not a strong product market fit, at this time.

New York, Ny, Us

I the strategy, launch and ongoing operation of Alza's compliance and risk processes - securing partner approvals and enabling growth of Alza's customer base from zero to thousands in twelve months. I authored, operated and trained teams on regulatory compliance, fraud mitigation, and core banking services processes as Compliance Officer and program manager.

San Francisco, Ca, Us

I had the outstanding opportunity to develop, hire for and lead the governance and audit functions for Mercury, a large and strongly experience-differentiated banking services provider. I got to work with and support incredible talent, was recognized for excellence as the 2nd annual Employee of the Year, and was given the callsign 'iceman'.

Marina Del Rey, Ca, Us

I joined Aspiration to design, implement and lead the banking services architecture of a re-platformed de-novo Broker-Dealer CMA, so that Aspiration could continue to deliver a climate-aligned banking platform. I had the opportunity to build a very large, domestic, quality-differentiated operations and support organization, in addition to leading banking services regulatory functions, a small data team, and others.

Portland, Us

Joining Simple promptly post-acquisition, I led all 1st and 2nd line regulatory compliance and risk functions for the flagship consumer fintech offering of BBVA Global in the U.S. I was provided outstanding growth opportunities including complex reconciliations; building a wildly successful data sub-team including architecture, science and analysis; and acting as Product DRI for Simple's sub-minute onboarding process. In addition to divisional responsibilities, I held the official roles of BBVA USA Officer, Compliance Control Manager, BBVA AML Oversight committee representative, company board control committee and Director steering group member.

I was responsible for delivery management of Chartwell services, personnel quality and continuity across the full suite of boutique mid-market compliance management consulting activities. I performed consulting individually on highly technical scopes including AML model validations, and other temporary expertise gaps.

Houston, Tx, Us

I managed a compliance program as AML Compliance Officer for a national money transmission licensee, overseeing BSA/AML outcomes for multiple agents and sub-agents. I was proud to support some current national brands to successful exits and ongoing success, in this early-BaaS-like product.

Portland, Oregon, Us

I started my career in commercial banking at Umpqua Bank as a universal associate, ended in a full-program AML Analyst role, and I learned a ton. My ambition and effort was rewarded with ten role and leveling changes in four years, before I transitioned to fintech.

Detroit, Mi, Us

At GMACFS, I performed quality control and escalations, overseeing customer support and contract amendments in a large contact center. I exceeded team metrics by 100% reliably, was inspired by world-class process, and left with a deep appreciation of the form of effective scaled personnel management.