Noel Cramer

Noel Cramer Email and Phone Number

Executive Chairman Board of GENERAL FINANCING BANKAS @ GENERAL FINANCING BANKAS
Noel Cramer's Location
Flemish Region, Belgium, Belgium
Noel Cramer's Contact Details
About Noel Cramer

-- Chairman and supervisory boardmember of consumer financial institutions. - CEO of (new) consumer bank in Lithuania- Head Consumer Bank Division of major Swedish on-line bank, with divisions in the Nordics and Baltic regions- International Head Consumer Credit, managing approx 20 consumer credit portfolio's in 20 countries (Western Europe, Central Europe and Middle East). P&L responsibility, including sales, product development, pricing, marketing and collections.- Marketing Director, specialised in B2C marketing for financial services. Great knowledge of consumer database segmentation and 1-1 tailored offers. Guest speaker at several marketing seminars.- Regional Sales Director, managing approx 40 sales points for a financial institution.Specialties: Consumer Bank specialist, including product management, pricing, sales, marketing and risk Consumer Database SegmentationManage (international) sales networks

Noel Cramer's Current Company Details
GENERAL FINANCING BANKAS

General Financing Bankas

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Executive Chairman Board of GENERAL FINANCING BANKAS
Noel Cramer Work Experience Details
  • General Financing Bankas
    Chairman Of The Board
    General Financing Bankas Jun 2023 - Present
    Vilnius, Lt
    View
  • General Financing Bankas
    Uitvoerend Directeur
    General Financing Bankas Jun 2023 - Jun 2023
    Vilnius, Lt
    View
  • General Financing Bankas
    Chief Executive Officer
    General Financing Bankas Nov 2019 - Jun 2023
    Vilnius, Lt
    View
  • General Financing Bankas
    General Member Board
    General Financing Bankas Sep 2018 - Nov 2019
    Vilnius, Lt
    View
  • Sia Aizdevums.Lv
    Member Of The Supervisory Board
    Sia Aizdevums.Lv Jan 2018 - Present
    Riga, Lv
    View
  • Crex Ab
    Director
    Crex Ab Jul 2016 - Present
  • Crex Ab
    Executive Director
    Crex Ab Jul 2016 - Nov 2019
  • Marginalen Group
    Group Chief Business Development Officer
    Marginalen Group Mar 2018 - Dec 2019
  • Marginalen Group
    Group Chief Business Development Officer
    Marginalen Group Mar 2018 - Nov 2019
    Heading Business Development for Marginalen Business lines, including exploring new potentials.
  • General Finance Uab
    Chief Executive Officer
    General Finance Uab Nov 2019 - Nov 2019
  • Marginalen Bank
    Md Consumer Bank
    Marginalen Bank Mar 2013 - Mar 2018
    Stockholm, Stockholm, Se
    MD for Consumer Bank Division of Marginalen Bank
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  • Citigroup
    Md Divestitures Gcg Citi Holdings
    Citigroup Aug 2009 - Feb 2013
    New York, New York, Us
    Responsible for Citi consumer bank portfolio divestitures in several Western-Europe, Nordics and Middle East Countries.
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  • Citigroup
    Emea Gcg Lending Head
    Citigroup May 2005 - Jan 2010
    New York, New York, Us
    20 Countries in WE, CEE and PMEADevelopment and strategic directions for loan products. Matrix P&L responsibility : Sales, portfolio, revenues, expenses, . .Risk management
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  • Citigroup
    Marketing Director
    Citigroup May 2001 - Apr 2005
    New York, New York, Us
    Member of Management Committee Citibank BelgiumMember of Balance Sheet and Risk CommitteeDbase management and CRM implementationCustomer communication (above-the-line and DRM)Brand Identity Competition monitoring, market research and consumer insight Local sales point marketing activities Management of marketing expense budgets Contacts with agencies and 3rd party providers
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  • Citigroup
    Head Lending Product Management
    Citigroup May 1994 - May 2001
    New York, New York, Us
    Responsible for Consumer Lending development and sales for Belgium and Germany.Product developmentPricingConsumer segmentation and sales activities
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  • Citigroup
    Regional Sales Director
    Citigroup Apr 1991 - May 1994
    New York, New York, Us
    Responsible for approx 40 sales points. Goal setting, sales and performance management.
    View
  • Citigroup
    Training Officer
    Citigroup Dec 1989 - Apr 1991
    New York, New York, Us
    Product and management training for the staff of Citibank BelgiumSet-up of modular training systemEditing some self-study training guides
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  • Citigroup
    Zone Manager Indirect Business
    Citigroup Aug 1987 - Dec 1989
    New York, New York, Us
    Management of the indirect sales network of Citibank Belgium Automatisation of the dealer inputCentralization of the dealer back-end operationsOrganization of sales events and fairs
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Noel Cramer Skills

Banking Financial Services Risk Management Portfolio Management Product Management Credit Retail Banking Strategy Management Financial Risk Business Strategy Credit Cards Leadership Direct Marketing Segmentation Credit Risk Loans Crm Product Development P&l Management Cross Selling Business Planning Consumer Finance Consumer Lending Marketing Strategy Pricing Emerging Markets Analytics Database Marketing Executive Management Marketing Management Customer Retention P&l Business Management Mortgage Lending Mortgage Risk Underwriting Campaign Management Strategy Development B2c People Management

Noel Cramer Education Details

  • Vrije Universiteit Brussel
    Vrije Universiteit Brussel
    Master Of Education (Med)
  • Vrije Universiteit Brussel
    Vrije Universiteit Brussel
    Exact Sciences

Frequently Asked Questions about Noel Cramer

What company does Noel Cramer work for?

Noel Cramer works for General Financing Bankas

What is Noel Cramer's role at the current company?

Noel Cramer's current role is Executive Chairman Board of GENERAL FINANCING BANKAS.

What is Noel Cramer's email address?

Noel Cramer's email address is noel.cramer@gf.lt

What schools did Noel Cramer attend?

Noel Cramer attended Vrije Universiteit Brussel, Vrije Universiteit Brussel.

What skills is Noel Cramer known for?

Noel Cramer has skills like Banking, Financial Services, Risk Management, Portfolio Management, Product Management, Credit, Retail Banking, Strategy, Management, Financial Risk, Business Strategy, Credit Cards.

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