Loan Officer
Current• Process home and/or business loans, make recommendations on collateral needed to secure loans• Apply accepted financial procedures to analyze financial resources to determine an applicant's ability to repay requested loans• Review all pertinent facts needed to make eligibility determinations by analyzing such factors as the nature and cause of damage, intended use of proceeds, legislative and administrative loan limits, and disposition of insurance and other recoveries• Ensure loan files contain all pertinent documentation to include conversations with applicants and• After determining the best product for the client, lock the loan at point of sale, request initialdocuments and submit a preliminary paperless loan package• Strong phone sales ability and Interview applicants to determine financial eligibility for loans• Assist in selection of financial award candidates using electronic databases to certify loaneligibility• Adjust loans that have under or overestimated appraisals, conditions, and improperdocumentation to ensure the loan is funded with value to the customer• Review negative credit histories and recommend solutions to ameliorate financial situation• Act as a liaison between the consumer and the lending institutions