Nurul Aeni Email and Phone Number

Responsible for AML & CTF activities and Risk Management on the daily basis, also credit analysis on the side. Developed policy and guidelines related to Risk Management as well as Anti Money Laundering & Counter Terrorism Financing (AML & CTF). Manage the monthly and yearly risk assessment, report the result to Management and propose mitigation action. Prepare reports required by authority (OJK) and Head Office (Japan).

Conduct credit analysis including financial statement, bank statement, business information analysis in accordance with internal policies and procedures. Determine the risks based on those information as well as the mitigation necessary. Recommend appropriate credit limit and structure to credit committee.

Account Officer specifically lending for Small Medium Enterprises which objectives to manage and promote relationship with new and existing customer both company or individual business. Collecting and analyze customer data. Prepare credit paper including analyze customer's business and financial statement, manage risks. Assist day to day transaction including disbursement, payment, settlement, etc.Monitor payment conduct of the customer. Actively maintain communication with customer and responding to their complaints.