Nicholas Warmuth Email & Phone Number

Haiku-Pauwela, HI, US

Haiku, Hawaii, United States

Manage underwriting and risk work flows for onboarding merchant accounts.

Haiku, Hawaii, United States

Primary quality assurance reviewer for Capital term loans, Intuit payments and payroll applications, as well as transactional risk reviews. Designed and implemented a decision quality scoring framework for Intuit payments and payroll underwriting reviews. Led a variety of initiatives across Credit, Fraud, and Operations to drive risk reduction, fraud.

San Francisco Bay Area

Reviewed underwritten transactions for accuracy for the entire Capital underwriting team and was the final decision maker on over 50,000+ Capital loan applications. Designed and implemented a scalable quality assurance framework resulting in increased underwriting efficiency and scalable reporting. Managed quality assurance underwriting team through the.

San Francisco Bay Area

Underwrote over $500 million in small business loan requests. Led various projects to increase efficiency and decrease redundancy throughout the credit and sales funnels.

Honolulu, Hawaii

Analyzed financial statements and created cash flow models to determine credit worthiness. Structured lending facilities that benefit the client while minimizing credit risk.

Honolulu, Hawaii

Evaluated the allowance for loan and lease loss methodologies and documentation processes for a publicly traded commercial bank and presented enhancement recommendations to the Credit Risk Management Team. Performed valuation analyses and prepared presentation materials for advisory engagements.

Honolulu, Hawaii

Analyzed social media data streams regarding relevance to U.S. listed securities. Collaborated with programmers to improve product functionality and user experience.

Honolulu, Hawaii

Assessed target geographic markets for potential development of multimillion-dollar, artificial wave parks and resorts. Generated business viability studies using population estimates, visitor arrivals, visitor spending patterns, visitor demographics, and local area weather patterns to be used in strategic planning and investor presentations.

Honolulu, Hawaii

Conducted due diligence for investments under consideration and presented to managing partners. Analyzed a utility issued integrated resource plan with a focus on the utilities shift to renewable energy sources and liquefied natural gas.

Maui, Hawaii

Gained a multicultural perspective of the world while traveling and competing on the Professional Windsurfing Association World Tour. Ranked 8th in the world on the Professional Windsurfing Association Freestyle World Tour as a senior in high school.

Bachelor Of Business Administration (B.B.A.), Finance, 3.96

Activities and Societies: Business Executive Society of Tomorrow(B.E.S.T.)

Associate'S Degree, Liberal Arts And Sciences/Liberal Studies, 3.97

Education record

The AKAMAI Finance Academy (AFA) is a five-year program providing specialized training for students in the areas of Investment Banking.