▪ Supervised the ERM Team in alignment with strategic objectives and organizational risk tolerance as part of 2LOD, through deep understanding of business requirements and risk assessment▪ Managed the bank-wide risk appetite status, proactively identifying breaches and coordinating the development of treatment plans in collaboration with responsible risk owners▪ Conducted regular monitoring of the capital adequacy profile and scenario planning to assess the capital position, with timely reporting to ALCO and Board Risk Committee▪ Prepared investor dashboard packs presenting key insights and trends on the risk appetite status, with monthly reporting to the Board of Directors▪ Drafted and implemented policy guidelines governing risk monitoring processes, such as business integrity, limit breach management and risk appetite statement review▪ Identified opportunities to mitigate risk and enhance process efficiency in Market Risk and Liquidity Risk profiles, utilizing additional tools such as value-at-risk (VaR) and maturity gap analyses▪ Overcame systematic liquidity crisis in November 2023, cooperating with bank-wide stakeholders through timely and customized reporting

▪ Assisted in the preparation of financial statements and audit working papers▪ Performed analytical reviews and substantive testing of account balances, classes of transactions and disclosures (ABCOTDs)▪ Conducted risk assessment of material accounts and testing of relevant internal controls▪ Particularly experienced in the audit of investment holding and manufacturing entities▪ Exposed to continuous learning and application of international auditing standards (ISA) and international financial accounting standards (IFRS)▪ Collaborated effectively with diverse clients and colleagues from Asia-Pacific region