• Reviewing all mortgage applications and documentation for accuracy and completeness.• Reviewing to insure fannie mae and freddie mac requirements have been met on all conforming loans as well as harp loans.• Reviewing jumbo loans to insure all investor requirements have been met• Performing a risk based review on all loans.• Reviewing a contemplate Fraud and all “red flags” addressed or escalated.• Input all required information into Lending Space underwriting module accurately and within established time frames.• Compliance review on all loans.• Reviewing title policy, closing statements.• Reviewing full interior and exterior appraisals • All loan decisions performed within the established SLA’s but never sacrificing quality for quantity• Perform other related duties as required and assigned• Demonstrate behaviors which are aligned with the organization’s desired culture and values• Experience working with automated loan origination systems.

Level C Delegation of authority in bank & private portfolio responsible for reviewing, analyzing, approving and underwriting moderate individual consumer requests and products within company and industry guidelines.Attending mediation herrings managing a mid-sized case load of moderate to complex contested litigation.Represented the Bank professionally at all times wile adapting well to constant change of our banking and financial industry.Supported multiple products and have strong research and analytic skills with special projects wile performing risk analysis and forensic review on client’s mortgage loan files.

FHA Loss mitigation Underwriter I review and analyze borrower documentation to determine income and repayment ability, assess borrower hardship, analyze housing expenses and determine proper loan resolution wile following (OCC) guidelines. I review for red flags (potential fraud), to determine loan Integrity. Explain borrowers rationale behind credit decisions wile promote line products staying abreast of any changes in underwriting provisions wile working with production to resolve questions when possible.

TASO Official works closely with The University Interscholastic League (UIL), the Texas Association of Private and Parochial Schools (TAPPS), the Texas High School Coaches Association, other Coaches Associations, The Texas High School Athletic Directors Association and many other organizations to ensure fair, challenging and safe athletic competition for Texas high school student athletes.

Working for Dallas Cowboys was concierge team and I offer the highest level of service for special guests

Softball umpires run the show, and the best officials orchestrate a smooth-running game free from confusion and controversy It's not easy being an ump softball rules can be complex and tough calls must be made quickly and decisively.Umpires are expected to enforce the rules. This wide-ranging authority gives every umpire the right to eject a player or coach or even a spectator or media representative for unsportsmanlike behavior. The judgment of a softball umpire is final, which requires a good one to know both the rules and the proper interpretation of the rules. Top umpires are sufficiently patient to wait until a play is over to make the call and also decisive when signaling the verdict.

Working in loss mitigation department I did risk management for home affordable modification program to help borrowers that didn't qualify . Offered borrowers all types of work out plan such a traditional modification, forbearance or repayment plan, extinctions, listing forbearance, short sale and deed in lieu

Managed and maintain sales by promoting products Generated return customers by offering attentive and personalized service. Open & closed facility: Managed daily cash and inventory Developed effective working relationships with others

My role working for Triad Financial was assisting borrowers loan related questions and concerns in collection, skip tracing accounts, working accounts manually involuntary and voluntary settlement and payoff accounts. .

Ability to implement the environmental management system for the operations associated with the Contract.Ability to direct and maintain all of the Concessioner’s environmental compliance and programs, including recycling and reuse programs.Ability to develop, review, measure, and report environmental performance of the operations.

Managed and maintain sales by promoting products Generated return customers by offering attentive and personalized service. Open & closed facility: Managed daily cash and inventory Developed effective working relationships with others