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Motivated self-starter, with strong critical thinking and analytical skills. Specializing in customer service, proficient knowledge of Fannie Mae, Freddie Mac, & FHA guidelines. Work in direct connection with the management and sales force to ensure quality loan approvals. Excellent verbal and written communication skills, exceptional attention to detail, and strong organizational and prioritizing skills.Quality control review using extensive research thru Lexis Nexis, and online search engines to support or rebut a repurchase request.Computer Skills: Microsoft Office, Empower, Encompass, Lending QB, Total Scorecard DU, and LP. References Upon Request.Skills: Time Management, Quality Control, Customer Needs assessments, Banking standards, Underwriting, and Adjustments, Collateral acceptance, Loan Product Knowledge.
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Non-Qm, Sr. UnderwriterExcelerate Capital Jul 2023 - Nov 2023Irvine, California, United States• Manually underwrite and approve Non-QM mortgage loan requests from wholesale and TPO brokers.• Extensive analysis of income, assets, and retirement securities to establish investor experience, property cash flow, and acceptable collateral review to support the borrower's ability to repay the loan.• Approval for DSCR, Asset Depletion, Short Term Rental, Personal, Business, and co-mingled Bank statement loan programs, Alt Doc , in addition to traditional full income documentation for, FHA, Fannie and Freddie loan programs -
Sr. UnderwriterNew American Funding Jun 2020 - Aug 2022RemoteMultistate loan lending and East Coast Tennessee Branch Sr Underwriter. FHA, Conventional loans, Proficient in new construction, Manufactured Homes, Manual FHA approvals and Fannie Mae, Freddie Mac loan program. Fast Paced environment with heavy emphasis on purchase and new construction loans in Dry and wet states. -
Sr. UnderwriterThelender Jan 2018 - Jun 2019Costa Mesa, CaliforniaRemote Conventional & FHA underwriter with experience in Non-QM loans. Heavy emphasis on FHA, multi borrower, manual loan approvals, and FHA Total Scorecard loan approvals. Constant communication with brokers processing and funding teams to ensure quality insurable loans. Fast paced paperless environment with heavy emphasis on customer service. Responsible for QC audit Reponses from our parent company, Pacific Union Financial, which has been sold to Mr. Cooper. -
Sr. Loan Underwriter,Best Capital Funding Aug 2014 - Jan 2018Woodland Hills, CaSr. Loan Underwriter, FHA, VA, Fannie Mae and Freddie Mac. Daily functions include reviewing credit applications, credit bureau information, collateral valuation, complex tax returns, financial statements, and all supporting documentation to recommend/approve the best loan for our customer. Strong analytical skills, extensive credit and income loan analysis for DU and manual loan approval. MI Delegated approval to 90% LTV. -
Sr. Loan UnderwriterFreedom Mortgage Corporation Mar 2013 - Aug 2014Remote, SR. underwriter. Paperless loan review and approval for FHA, FHA Streamline and conventional full doc loans. Multi state, direct wholesale lender. Heavy emphasis on customer service and communication. UW responsibilities include collateral review and acceptance, verify loans meet FMC overlays in additions to FHA and Fannie Mae posted guidelines for DU accept and Manual downgrades. -
Sr. UnderwriterSierra Pacific Mortgage Sep 2011 - Mar 2013RemoteRemote, Sr. Underwriter. FHA full doc and streamline loans, Conventional loan underwriter. 100% paperless environment. Responsibilities include Fraud Guard review and clearance, collateral acceptance with AVM support. Heavy processor mentoring, constant customer service contact, thorough loan review, with loan officers of all loans not rendered approved. -
Sr. Conventional, De UnderwriterThe Mortgage House, Inc. Jun 2009 - Nov 2011Conventional and FHA underwriter. Responsibilities include review and approval of conventional FNMA and FHLMC loans. FHA and DAP loan programs, including USDA, FHA Streamlines, FHA 203K and some condo approval reviews. Strong analytical skills, solid tax return review and knowledge, Responsible for income, assets, risk assessment and collateral approval to insure responsible lending practices. Assist loan officers with questions and mentor processors and funders. Complete Investor research for loan placement on the secondary side.
Olga Martin Skills
Olga Martin Education Details
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Century 21 School Of Real Estate -
Nogales High SchoolHigh School Diploma
Frequently Asked Questions about Olga Martin
What is Olga Martin's role at the current company?
Olga Martin's current role is Sr. Undewriter, Fha , Conventional professional..
What is Olga Martin's email address?
Olga Martin's email address is ol****@****ing.com
What is Olga Martin's direct phone number?
Olga Martin's direct phone number is +181863*****
What schools did Olga Martin attend?
Olga Martin attended Century 21 School Of Real Estate, Nogales High School.
What skills is Olga Martin known for?
Olga Martin has skills like Fha, Loans, Usda, Underwriting, Fnma, Residential Mortgages, Mortgage Lending, Fhlmc, 203k, Refinance, Loan Origination, Fha Financing.
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Olga Martin
United States -
Olga Martin
Adult And Pediatric Cardiac Surgery Physician Assistant At Albany Medical CenterAlbany, Ny2amc.edu, amc.edu -
Olga Martin
Bi-Lingual Russian-English, Social Care, Social Worker. Individual And Family Counselor. Mental HealthGreater Seattle Area -
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