A localised financial system, similar to the Sparkassen, is fundamental for individual personal & business freedom. As has been seen in recent months, a centralised system with few large banks is easy to control for malicious purposes, quickly cutting off individual's access to money, and preventing everyday payments from being made. The same can be said for centralised off-ramps, preventing users from off-ramping cryptocurrency payments.A banking system consisting of few large banks has been proven to underserve small businesses, the way for any individual to start becoming more independent from the State, and leads to higher unemployment & greater wealth divide. Small businesses are the backbone to any economy, they need a system that caters to them.The solution? A localised financial system owned by the people, serving the people. Thousands of small banks focusing on small businesses, each bank providing another on/off-ramp.Today, I'm building this.If you think I can help you, please write a personal invite for us to connect.