General and Life Insurance

1) General business underwriting and claims administration. 2) Create documentation of policy terms including coverage, guidelines, rate charts, fees and claims process.3) Establish and maintain a good working relationship with major brokers.4) Gather data and conduct evaluation to determine risk to scale rates and approve insurance coverage.5) Review insurance proposals to determine appropriate levels of insurance coverage.6) Evaluate customer suitability for insurance coverage while taking consideration of legal ramifications in line with NAICOM’s directive.7) Apply various underwriting techniques and standards to ensure accurate analysis.8) Prepare reports to track underwriting submissions, decisions and recommendations.9) Visiting brokers or potential customers and preparing quotes.10) Negotiating terms with policyholders or their brokers.11) Ensuring that premiums are competitive.12) Gathering information from clients, assessing their insurance needs and risk profiles.13) Insurance risk analysis and issuing of policies.14) Responsible for complete renewal and reviews of current business.15) Modify, update and process existing policies and claims to reflect any change in beneficiary, amount of coverage, or type of insurance.16) Carrying out pre/post loss surveys of risks.17) Attending Fire Offices Committee meeting at NIA office.

1) Claims administration and adjustments.2) Liaising with specialists, such as surveyors or loss adjusters.3) Present cases and participate in discussion at claim committee meetings.4) Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and contribute to reduce loss ratio.5) Enter claims payments, reserves and new claims on computer system, imputing concise yet sufficient file documentation.6) Post or attach information to claim file.7) Transmit claims for payment or further investigation.8) Contact insured or other involved persons to obtain missing information.