Banking Advisor
• Performed financial analysis for personal and business clients by assessing creditworthiness, financial status, and investment portfolios, supporting informed decision-making and tailored financial solutions.• Opened and managed investment accounts (TFSAs, RRSPs, mutual funds, GICs), analyzing clients' investment goals and providing insights on asset allocation and risk management strategies.• Submitted and reviewed credit applications (credit cards, loans, lines of credit, overdraft), conducting thorough financial reviews and ensuring clients met underwriting and lending criteria.• Analyzed delinquent loans and credit products, assessing risk and recommending actions, including referrals to collections.• Utilized financial modeling and forecasting tools to evaluate client cash flow and liquidity needs, offering advice on loan products and financial planning solutions to optimize their financial standing.• Promoted RBC’s digital solutions by educating clients on online banking platforms, enhancing operational efficiency and enabling self-service financial management.• Collaborated with wealth management specialists and financial planners to develop comprehensive financial plans for clients transitioning through key life events, such as retirement and estate planning.• Acted as an RBC Ambassador, supporting sales campaigns and driving product awareness to increase customer engagement and grow market share.
