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Reflecting on what my right next step should be. My husband's illness and death have given me the gift of courage to reflect on what the next phase of my career could be.

As part of executive team, deliver growth and sustainable high quality earnings, optimizing shareholder value. In strong partnership with CEO, work very positively and effectively with Board of Directors and private equity shareholders.Lead various capital structure initiatives, focused on diversification of funding to ensure a fortress balance sheet to support growth through all economic cycles. Support the business in various transformative business growth strategies. Lead all corporate development activities. Lead the Audit Committee process. Active participation in Board of Directors meetings. Lead external stakeholder engagement, including external auditors, rating agencies, and institutional investors. Build and reengineer Finance team to transition from a CitiFinancial business finance team to a best-in-class finance team, able to meet the reporting and control requirements of a public company. Be an active talent developer, fostering a culture of personal growth. Strongly support collaboration across the organization, across all levels within the organization.

Lead various franchise finance processes including Strategic Planning & Analysis, the Business Finance Officer teams, Profitability Planning & Analysis, Corporate Development, and Corporate Planning. Significant role in critical processes such as quarterly earnings releases, investor engagements, 10K/Qs, ALCO. Interact with Board of Directors, Internal and External Auditors.

Implemented $13Bn capital structure independent of parent, in support of Citi M&A process. Successfully launched term securitization program; obtained an independent corporate debt rating; issued HY unsecured debt; and closed warehouse facility. Participated in dual M&A process (strategic sale as well as IPO), resulting in successful sale of business.

Business Unit Manager of the Money2 digital payments team, driving platform execution and revenue realization of key Mobile Payments solutions. Citi Enterprise Payments was an innovation hub created to work with franchise businesses on transformative innovation. The Money2 team worked with International Cards, Product Management, Technology and Finance to successfully launch a digital wallet platform in Asia.

Responsible for the interest rate and liquidity risk profile of global capital markets businesses transacted on the bank entity. Corporate treasurer for certain corporate entities utilized by capital markets businesses.

Manage team responsible for strategic planning, pricing, capital markets and portfolio analytics. Assume leading role in M&A activity, resulting in successful sale of platform.

Citi Consumer Treasury, managing interest rate risk and liquidity risk profile for retail bank, auto business and cards business. Execute funding and derivative transactions, including commercial paper program, securitization trusts.

US Treasury and Risk Management Business Manager. On behalf of the trading front office manage all non-revenue generating aspects of the business. Manage relationship with key stakeholders on behalf of business, such as Finance, Middle Office, Operations, Technology, Compliance, Risk Management, Regional Management, or Regulators. On behalf of franchise lead various cross-functional initiatives.