Analyzed financial projections, cash flows and financial statements related to credit operations.Created high quality reports, effectively assessing clients’ risk to Executive Committees.Visited clients and negotiated loan terms with commercial executives. Used specialized knowledge of different industries to evaluate forecasts.Monitored loan covenants, collateral and financials on a periodic basis.Proposed accurate risk ratings to credit operations or companies.Achievements•Recognized as the most productive analyst in 2008 for accomplishing the highest number of lines of credit resolved.•Designed a more efficient and innovative report formatting for holdings that allowed reducing the processing time of analysis by half.•Built an excellent reputation among my peers and superiors based on the quality and reliability of my work.•Chosen to participate in International Credit Risk Workshop held by Banco Santander Executives.

In charge of managing projects for the following products: checking accounts (US$ 23M), saving accounts (US$ 287M), money transfers (US$ 14M).Created and presented financial models supporting the financial viability of projects.Facilitated the creation of project schedules.Coordinated with other departments, such Marketing, Risk, and Operations to execute plans. As member of Bank's trainer team, educated new sales representatives and new bank staff about products under charge. Achievements•Promoted from Product Assistant to Product Analyst.•Improved the money transfer performance; strengthening the money transfer alliances, increasing the number of transactions in 55% and the amount of money transferred by 45%.•Propose the overhauled of savings accounts Updated savings accounts rates that led to a 13% increase in the amount of savings accounts.