Ozayr Van Der Fort Email and Phone Number

• Report directly to the CFO of the bank with an indirect reporting line to the Financial Director of the Group.• Manage a finance staff compliment of approximately 35 people with 4 direct reports.• Oversee various finance functions such as; creditors and debtors, bank reconciliations, fixed assets, branch cash reconciliations, VAT, Income tax, Treasury accounting, Loan advances, salary reconciliations. • Liaise with all finance areas not directly reporting to me – treasury, collections and retail operations finance. • Liaise with various departments on a regular basis e.g. Treasury, Provisioning, Capital Management, Company Secretary, Internal Audit, Human Resources, Compliance etc.• Ensure that the monthly management accounts (bank and by product) are prepared and submitted to the CFO and Audit Committee timeously.• Ensure that all financial covenants and facility limits (e.g. intergroup loans, development loans) are adhered to.• Taxationo Prepare monthly tax calculation and reconciliations per management accounts.o Calculate and prepare the provisional income tax returns.o Prepare and submit the completed income tax return to the Group Tax Manager for review. o Assist Group Tax Manager will all SARS queries• Assist in the preparation of the cost budget for the finance division and ensure that all costs are kept within budget.• Annual and interim financial statementso Prepare the financial statements for review by CFO, Group Finance Department and the external auditors.o Ensure that it complies with IFRS and the Companies Act.o Review the accounting policies and align with group.o Ensure that the final financial statements are signed off by the relevant parties (i.e. external auditors, directors, company secretary and audit committee).o Ensure that the financial statements are timeously published in the company's website.• Ensure that all regulatory matters are monitored and updated and that all reports are submitted timeously.

• Responsible for managing a newly formed personal banking finance team consisting of 10 finance staff.• Preparation of monthly management reports within strict deadlines. • Review and preparation of monthly financial packs.• Responsible for consistently improving all internal controls within the bank.• Liaise with central finance and provide commentary on the monthly results.• Present the monthly results to business directors and executives.• Prepare, co-ordinate and chair monthly Finance Management Committee meetings.• Provide business partners with ongoing strategic insight (change in mix and behavior of banking products, revenue trend analysis, book growth, interest income and non-interest income analysis) and perform ad hoc requests (usually by way of financial models).• Co-ordinate the budgetary processes throughout the year (usually a minimum of 3) i.e. oversee the preparation of the budget files, liaise with business partners to provide necessary information (i.e. sales targets, transaction volumes, pricing changes, new products), provide commentary and present these to the business and finance directors.• Prepare 3 year forecasts (usually based on the budgeting process) and perform stress tests by inputting various economic scenarios.• Obtain a better understanding of banking processes its regulatory environment and credit scoring and provisioning criteria.• Oversee other divisions – Strategic Investments (perform consolidations, equity accounting and investment valuations), Community Banking and Customer Personal markets. All of the abovementioned monthly reporting and budgeting requirements would apply.• Required to manage audits – internal and external. Liaise with auditors and prepare accounting and tax financial information pack to be submitted to the group finance department.

• Perform all the financial duties of the operating and special purpose companies: design, implementation and monitoring of internal controls, preparation of annual financial statements, manage year-end audits, preparation of monthly management accounts, budgets and forecasts, oversee company secretarial duties.• Involved in initiating, implementing and administration of structured transactions. • Create and manage financial models of structured transactions.• Liaise with all parties involved with these transactions.• Pricing and dealing of capital market, money market and derivative instruments (swaps).Via Capital was formed by a management buyout of the Specialised Finance division of Imperial Bank.

• Administration of structured transactions: performing duties of accounting officer and company secretary, updating of financial models and liaising with clients.• Research and development of structured deals – mainly from and accounting compliance viewpoint.• Assist finance department with the implementation of accounting policies (relating to treasury instruments and structured transactions).• Liaise with and provide information to finance department for monthly management accounts and annual financial reporting.• Some exposure to trading and pricing treasury products (mainly swaps and bonds).

• Implementation of a new treasury dealing, valuation and accounting system.• Understand and upgrade current and other treasury systems and products.• Development of accounting policies for various financial instruments according to the accounting standards.• Reporting directly to the Financial Director Treasury on analysis of monthly interest expense.• Assist in the daily accounting processes of the division.