Branch Credit Manager
CurrentChecking of CIBIL Reports ,Conduct Personal Discussion (PD) with customers and Assess credit worthiness of the self employed customersAnalyze Applicants Financial status, Property status, Credit and Property Evaluations to Determine Feasibility of granting LoansPrepare the Credit Appraisal Memo (CAM) of Employed & Self Employed customers and Property Visits & Business Visits and Asses Credit worthiness of the customersRecommendation of case to Superiors for seeking necessary decision based on deviation And Approval Matrix Handling and Co-ordinate with Legal, Technical and Risk Control Unit (RCU) agencyFor processing the file and DocketPreparation of various MIS reports to be presented to Management ,Manage credit under writing to policy and Resolving customer issues
