Pabhel Gupta Cfa,Ca Email & Phone Number

Kolkata, Wb, In

Kolkata, Wb, In

Kolkata, West Bengal, India

As the Head of Financial Strategy , Treasury , FP&A Operations and Taxation of both India and UAE Business :• Took over the entire Finance, Accounting and Taxation function from outsourced agencies and set up the entire internal F&A Department• Established the entire Budgeting ( including moving budget) and Financial MIS system.• Introduced monthly reviews , variance analysis , SMART action plans and monitoring of the same.• Through Proper treasury management , reduced excessive Finance Cost and improved the deployment of cash reserves.• Through proper Order to Cash management , reduced Revenue leakage significantly and improved the Debtors turnover days by 25%• By introducing pricing audit tracker , improved Gross margin by 2% • Ensured timely compliance of all taxation and corporate legislations both for India and UAE entity including compliance to transfer pricing rules.

Kolkata, West Bengal, India

Introduced EOS , SMART action plans , tracker driven culture , increased return on idle funds by 20% through effective Treasury Management , Optimized Insurance risk .Defining Attributes: Due Diligence | Internal & Regulatory Reporting | Accounting & Taxation | Budgeting & Forecasting | Team Management | Accounts Receivables & PayablesKey Deliverables:• Key contribution in overseeing end-to-end activities related to financial analysis, internal & regulatory reporting, accounting operations, budgeting & forecasting, resulted in long-term improvements in cost savings, profitability and productivity• Essayed a paramount role of spearheading a team of 8 members, supporting management in decision-making for pricing, procurement and other allied business activities• Working closely with various tax authorities for timely filing of TDS, Service Tax and Sales tax returns, VAT returns, Income Tax returns, tax assessments, exemption related benefits, registrations, etc.• Supporting the Board of Directors in Due Diligence relating to M & A• Successful at taking initiatives for restoring the financial health of the company:o Enabling control of all receivables, payable and assets (tangible and intangible), fundraising and project financingo Managing/maintaining working relationships with bankers, suppliers and workerso Pivotal involvement in preparing statutory books of accounts, assuring compliance with Ind-AS, company laws, bank reconciliation, party reconciliation and consolidating reports in compliance with time & accuracy normso Interfacing with banks for treasury management and fund flows for the optimum utilization of available funds

Dubai, United Arab Emirates

As a Group CFO, liaised with several banks for arranging bank facilities of $80 Mn. for new projects and business lines. Successfully implemented Navision 2018 EPR across the group and reduced the weighted average cost of borrowing by 100 basis points. Defining Attributes: Fund Raising | Finance | Accounting | Taxation | Internal AuditKey Highlights:• Introduced system of moving budgets to ensure close monitoring of targets vs actuals, took immediate/timely corrective actions to achieve targets• Documented significant internal audit findings with corrective actions• Instrumental in a realignment of sales team incentive policies in coordination with sales/HR team to ensure productivity • Handled Investment division of the company with optimization of risk and implemented VAT across the group• Liaised with the internal auditor and statutory auditors for the completion of audit assignments and managing the audit cycle• Performed daily activities like engaging to resolve queries and reviewing quarterly accounts with applicable compliancesKey Deliverables:• Actively created management reports, updated data to Senior Management and suggested necessary reactions to detailed forecasts• Accountable for attending monthly sector leadership & business review meetings• Closely monitored all profitability, cash flow parameters and took corrective actions as required• Planned & executed corporate strategy as per current & expected business, economic and regulatory environment related to the company• Ensured compliance with VAT laws

Dubai

As a Senior Finance Manager, facilitated significant commitment in handling/finalizing credit reviews of all the dealers/distributors to ensure efficiency in credit risk management; devised an Internal Credit rating system for customers/dealers. Defining Attributes: Credit Risk Management | MIS Reporting | Budgeting Key Deliverables:• Actively involved in drafting moving budgetrs and periodic reporting of variances• Enhanced controls for credit risks and teamwork throughout the entity to establish consistent and appropriate business practices

Successful at raising INR 50 Crores ($8 Mn.) fund from National Skill Development Corporation. Shouldered various responsibilities by streamlining the entire finance department, successfully restructured organizations by splitting the financials of a single investment vehicle cum Operations Company into various verticals. Defining Attributes: Fund Raising | Finance | Accounting | TaxationKey Deliverables:• Streamlining the entire finance department; joined at the start up stage of the technology and education verticals • Front leading an ongoing Company acquisition process• Defined & formulated annual budgets, periodic moving budgets and expenditures• Involved in performing variance analysis to determine the difference between projecting figures & actual expenditure and implementing corrective actions

Was in charge of Finance , Accounts , Taxation reporting to the CFO

 Independently:o Facilitated introduction of real budgetary control by ensuring monthly dept. budgets submission by respective department heads and conducting monthly variance meeting including actions plan fixationo Streamlined inter-company transactions by ensuring payments processing from respective company’s funds, settlement of inter-company dues and correction of incorrect accounting entrieso Facilitated Oracle implementation in Schon Properties Got special appreciation in the Board of Directors meeting (recorded in the minutes) for the above mentioned achievements

 Steered exceptional efforts in raising a project borrowing of $52 Million Hand held with crucial task of setting up the internal control & accounting systems for a newly formed group company (besides the group internal audit function) and received multiple appreciation from the Top Management for the same Implementation of ERP package GEMS (based on Oracle database & Java language) in two of the ASGC group companies

Head of Internal Audit reporting to the Group Finance Director. Job responsibilities include :-Auditinga) Thorough internal audit of all ASGC group companies ( engaged in general construction, electro-mechanical works, hard blocks manufacturing , precast building systems, waterproofing , false ceiling , interiors, MEP operations etc.) and periodic reporting to the Board of Directors.b) Undertaking extensive analysis of various financial statements & certifying compliance to all statutory norms including IFRS compliance.Finance and Accountsa) Liaison with Banks for arranging bank facilities (both funded and non-funded).b) Supervising the Group Company Chief Accountants regarding preparation of project cash flows, projected financial statements and calculation of financial ratios as required by Banks from time to time.General Administration/MISa)Analysing periodic MIS reports with respect to budgets, expenditures, cash flow statements, profitability, etc.

United Arab Emirates

Was in E & Y Audit and Assurance till March , 2005 . From April, 2005 , was seconded as Chief Accountant from E & Y to Dubai College till Dec , 2005 . Outstandingly successful in:o Successful conduct & completion of statutory audit for Al Naboodah Laing, Shell Group, Black & Decker, AON Middle East LLC, Assicurazioni Generali Dubai, Arab Orient Insurance, Al Futtaim Group, Al Fardan Real Estate, Sheraton Hotel, Dubai, Renaissance Dubai Hotel, The Cambridge High School, Dubai and company owned English High School, Al Aino Maintenance of the accounting records for Global One and prepared monthly financial statements for reporting to their head Office in USA Introduced a system of reconciling various tour & activities accounts on monthly basis and cleared several years of accumulated losses in the Balance sheet Initiated & implemented a system of reconciling management accounts with financial accounts Got special appreciation in the Board of Governors meeting (recorded in the minutes) as an efficient professional doing a highly satisfactory job

Cfa, Investments And Securities

C A, Finance, Accounts, Audit, Tax

B.Com, Accounts, Audit, Costing,Tax