Pablo Cal Galindo Email and Phone Number

- Analysis of the main regulatory processes of a Spanish entity to help them to comply with European Regulation (RAF, RP, ICAAP, ILAAP and Business Model).- Collaboration on the ICAAP update for a Spanish entity, adopting the new guidelines and supervisory expectations (internal capital, new risks considered, etc.).- Conduct of a gap analysis and development of a master plan of the Collection and Recovery process of one of the largest banks in Perú.- Participation in the development of a Recovery Plan, including the calibration of Recovery Indicators with other processes (governance, scenarios, communication plan, management actions etc.).- Participation in advising credit institutions on how to best adapt to the SSM, including areas such as Risk Control, Internal Audit or Secretary General, among others.- Collaboration in the elaboration of a RAF for a Spanish entity comprising of around €60 billion in total assets. I analyzed risk metrics (asset quality, credit, operational, market, etc.) to be included and also carry out the calibration and governance processes.- Lead in the elaboration of a European benchmark (50 European banks) comparing and defining key and additional metrics of risks and financial metrics. I worked with FINREP, COREP and STE statements.- Design of a dashboard containing information to report to the Board of Directors.- Development of an excel tool to calculate the main regulatory capital ratios (CET1, Tier1, Total Capital and Leverage) of a major Spanish bank.- Giving training on RAF and Recovery Plan to the Department of Internal Audit and Risk Control for two Spanish banks.

- Valuation using multiples and DCF, WACC calculation, Market Analysis, Bloomberg and Capital IQ.

- Calculation of capital gains in sales and inheritances of assets, elaboration of tax inspections.