plug&lend empowers businesses to offer financing solutions to their customers.

Kumano is a boutique financial advisory and investment firm with focus on the US and Caribbean markets. The firm provides debt and equity financing to fintechs, established lenders and ecosystem players. Kumano's advisory division supports clients in M&A and digital transformation

Bayport is a leading South African consumer finance group with operations in 9 markets across Africa and Latin America. Bayport provides access to financial services (credit, deposits, insurance) to consumers who are usually left out of the traditional banking sector.As CEO of Latin America Division, I had the opportunity to lead an organization of 1,200 team members, 150k customers and a loan portfolio of USD 500m.Key Achievements:• The weight of the Latin America division as a percentage of the total Group increased from 5% in 2014 to 45% in 2021• 10x Growth in the size of the business, becoming the 2nd largest consumer non-bank lender in the region, excluding Brazil• Turnaround from a loss-making, subscale operation into a business generating annual sales of USD 150m with 5% ROA levels• Development of a strong organizational culture recognized 3 years in a row as a Great Place to Work• 40% reduction in the cost of debt through the development of a strong pipeline of funding relationships such as JP Morgan, Morgan Stanley, The Canadian Pension Fund, the US Development Finance Corporation and The Interamerican Development Bank• Implementation of a regionalization, digital transformation and automation program resulting in a 30% reduction in OPEX• Industry-leading compliance and risk management capabilities• Preparation of the company’s public listing / IPO (which was postponed as a result of Covid)

Telefónica is the 8th largest Telecom Company in the world, with revenues of $ 60Bn and operations across Europe and Latin America.Formed part of the top 1% executives globally, playing an instrumental role in the Group’s transformation beyond traditional Telco services.Built and led the company’s Global Financial Services Business Unit (a $500M P&L). Designed, developed and commercialized a number of B2C and B2B propositions for Spain, UK, Germany, Czech Republic and key markets in Latin America including mobile insurance, prepaid mobile wallets, microloans, co-branded cards and operator billing services. Generated a value of more than $100M by developing strategic partnerships with key players in the industry.Since 2011, led the Group’s Mobile Money for the unbanked initiative, acting as Chief Marketing and Sales Officer at Telefónica’s Joint Venture with MasterCard in Latin America, with base in Miami, Florida. Led the JV’s set up in Argentina, Ecuador, Mexico, Peru and Colombia, and had responsibility over product development, branding, marketing, PR, customer service and portfolio optimization. Also oversaw the creation of an indirect sales force for customer acquisition and cash in / out across the region with 10,000 points of sale.

ADL is a Global Strategy Management Consulting firm established in 1886Responsible for the sale and delivery of strategy consulting projects for top-tier organizations in Western Europe and Latin AmericaFocus on strategy development, launch of new businesses, M&A and operational / organizational redesignKey clients included:• Telecoms: France Telecom, Telecom Italia, Telefonica• Consumer Goods: Pepsi Venezuela, Nutreco, Samsung• Energy: Enap (National Oil Company of Chile), Iberdrola • Financial Services: R&V (German Insurance group), Banco de Valores (Argentina)• Private Equity: Apax partners, Terra Firma

Reporting to the Sales and Marketing Director, responsible for performance monitoring, sales planning and business intelligence