We work to extend human life 30 years. Statistical management on data analysis, animal and clinical trials.

Design Statistical Methods on Outliers, Fraud, Waste, Abuse, and Error for Medical Insurance Auditing.

• CCAR project for non-performance loan, forecasted non-performance loan loss. Time Series Method such as ARIMAX were applied. Charge-off, outstanding balance, historical loss information on non-performance loans was used to build time series models for both Repo and Non-repo portfolios. • Developed transition models for Repossess, Pay-Off, Roll-Over, and Cured. Months on book, delinquent days, loan amount, FICO score, LTV, and other info was used. • Simulated the new loan originations for future 28 months based on Budget File and different national economic scenarios.

Customer Info for MVID & USP• Completed the social group profile project. Zip-codes were classified into 14 social groups based on population features. Prescribers, projected annual prescriptions, NPR percentages, for brands and generic products for each social group were given. • Completed market share study for diabetes market. DPP4 market share change trend and Merck product market share change trend are modeled with logistic regression. Factor importance was given. Lorenz curve and actual percentage vs. estimated probability were given. TreeNet and JMP software were used as references. • Completed Franchise Market share change study. Generalized logistic regression and JMP Tree method were used.

Statistical Analisis for Fraud/Collection, Modeling Delinquency score, Lorenz Curves, Overdraft gross charge off forecasting, Strategy design, Seasonality/trend forecasting of unique delinquent volumes, Loss Forecasting.

Marketing Science, Statistical consulting, forecasting, statistical tests, projection,

Statistical Modeling and Credit Risk Analyst

Statistical Modeling & Credit Risk Analysis