Padmanabhan Ramakrishnan

Padmanabhan Ramakrishnan Email and Phone Number

Banker, Entrepreneur, Risk and Product professional @ Unity Small Finance Bank
Padmanabhan Ramakrishnan's Location
Mumbai, Maharashtra, India, India
Padmanabhan Ramakrishnan's Contact Details

Padmanabhan Ramakrishnan work email

Padmanabhan Ramakrishnan personal email

n/a
About Padmanabhan Ramakrishnan

Entrepreneurship is another step in my journey of seeking different opportunities, outside my comfort zone.Strong understanding of financial services business built on my experience in key functions in retail business - Sales & Distribution, Risk Management and Product & Business which required developing digital transformation and IT implementation skill sets. Experience spans multiple products across salaried and MSME segments (Unsecured Loans, Loan against Securities, Gold Loans and Mortgages). Self driven, highĺy curious individual with strong execution skills has helped create innovations in business.Expertise in setting up new business lines and scaling up business. As Business head, launched Gold Loan business from scratch and expanded to almost 100 locations in just over a year at Indusind Bank. As Product Head, was a key member in the team which scaled up Gold Loan Business (Business as well as Geographies) and Mortgages business at HDFC Bank and Indusind Bank respectively. Skill Areas : Set up and scale up businesses, Digital and Business IT, Sales & Distribution, Product Management, Risk management, P & L management

Padmanabhan Ramakrishnan's Current Company Details
Unity Small Finance Bank

Unity Small Finance Bank

View
Banker, Entrepreneur, Risk and Product professional
Padmanabhan Ramakrishnan Work Experience Details
  • Unity Small Finance Bank
    Head Business Solutions Group
    Unity Small Finance Bank May 2024 - Present
    Mumbai, Maharashtra, India
  • Indusind Bank
    Head Colending And Strategy Consumer Bank
    Indusind Bank Feb 2023 - Aug 2024
  • Immensa Capital
    Managing Partner
    Immensa Capital Apr 2019 - Jul 2023
    Mumbai
  • Sharekhan Bnp Paribas Financial Services
    Head - Product, Digital And Business It
    Sharekhan Bnp Paribas Financial Services Apr 2018 - Apr 2019
    Mumbai
  • Indusind Bank
    Head - Gold Loans, Product Head - Mortgages
    Indusind Bank Jun 2013 - Apr 2018
  • Hdfc Bank
    Product Head - Loan Against Securities, Gold Loan, Education Loan And Business Tech Initiatives.
    Hdfc Bank Apr 2008 - Jun 2013
    Create new product offerings, increase revenue through cross sell offerings, review process requirements, initiate cost reduction and efficiency improvements to ensure overall P&L plans are achieved.
  • Citibank Na
    Credit Head - Margin Lending
    Citibank Na May 2006 - Apr 2008
    Responsible for quality and performance of domestic margin finance portfolio. The portfolio comprised of funded and non-funded exposures against various collateral (deposits, shares and mutual fund).
  • Citibank Na
    Credit Compliance Manager
    Citibank Na Jun 2004 - May 2006
    Ensure compliance to Local Regulatory requirements on Policy as well as Product and process requirements across all credit offerings.
  • Citibank Na
    Personal Loan Sales And Distribution
    Citibank Na Jun 2002 - May 2004
    Bangalore
  • Satyam Computer Services Limited
    Business Development Manager
    Satyam Computer Services Limited 2001 - 2002
  • Hindustan Unilever Ltd
    Area Sales Manager, Beverages, Kerala
    Hindustan Unilever Ltd Apr 2000 - Feb 2001
  • Hindustan Unilever Ltd
    Management Trainee
    Hindustan Unilever Ltd May 1999 - Mar 2000
  • Srf Limited
    Management Trainee
    Srf Limited 1996 - 1997

Padmanabhan Ramakrishnan Skills

Team Management Product Management Portfolio Management Banking Management Business Development Credit Vendor Management Retail Banking Risk Management Cross Selling Mis Loans Finance Business Analysis Sales Product Development Relationship Management

Padmanabhan Ramakrishnan Education Details

Frequently Asked Questions about Padmanabhan Ramakrishnan

What company does Padmanabhan Ramakrishnan work for?

Padmanabhan Ramakrishnan works for Unity Small Finance Bank

What is Padmanabhan Ramakrishnan's role at the current company?

Padmanabhan Ramakrishnan's current role is Banker, Entrepreneur, Risk and Product professional.

What is Padmanabhan Ramakrishnan's email address?

Padmanabhan Ramakrishnan's email address is pa****@****ank.com

What schools did Padmanabhan Ramakrishnan attend?

Padmanabhan Ramakrishnan attended Indian Institute Of Management Ahmedabad, National Institute Of Technology, Tiruchirappalli.

What skills is Padmanabhan Ramakrishnan known for?

Padmanabhan Ramakrishnan has skills like Team Management, Product Management, Portfolio Management, Banking, Management, Business Development, Credit, Vendor Management, Retail Banking, Risk Management, Cross Selling, Mis.

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