Padmanabhan Ramakrishnan Email and Phone Number
Padmanabhan Ramakrishnan work email
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Padmanabhan Ramakrishnan personal email
Entrepreneurship is another step in my journey of seeking different opportunities, outside my comfort zone.Strong understanding of financial services business built on my experience in key functions in retail business - Sales & Distribution, Risk Management and Product & Business which required developing digital transformation and IT implementation skill sets. Experience spans multiple products across salaried and MSME segments (Unsecured Loans, Loan against Securities, Gold Loans and Mortgages). Self driven, highĺy curious individual with strong execution skills has helped create innovations in business.Expertise in setting up new business lines and scaling up business. As Business head, launched Gold Loan business from scratch and expanded to almost 100 locations in just over a year at Indusind Bank. As Product Head, was a key member in the team which scaled up Gold Loan Business (Business as well as Geographies) and Mortgages business at HDFC Bank and Indusind Bank respectively. Skill Areas : Set up and scale up businesses, Digital and Business IT, Sales & Distribution, Product Management, Risk management, P & L management
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Head Business Solutions GroupUnity Small Finance Bank May 2024 - PresentMumbai, Maharashtra, India -
Head Colending And Strategy Consumer BankIndusind Bank Feb 2023 - Aug 2024 -
Managing PartnerImmensa Capital Apr 2019 - Jul 2023Mumbai -
Head - Product, Digital And Business ItSharekhan Bnp Paribas Financial Services Apr 2018 - Apr 2019Mumbai
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Head - Gold Loans, Product Head - MortgagesIndusind Bank Jun 2013 - Apr 2018 -
Product Head - Loan Against Securities, Gold Loan, Education Loan And Business Tech Initiatives.Hdfc Bank Apr 2008 - Jun 2013Create new product offerings, increase revenue through cross sell offerings, review process requirements, initiate cost reduction and efficiency improvements to ensure overall P&L plans are achieved. -
Credit Head - Margin LendingCitibank Na May 2006 - Apr 2008Responsible for quality and performance of domestic margin finance portfolio. The portfolio comprised of funded and non-funded exposures against various collateral (deposits, shares and mutual fund).
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Credit Compliance ManagerCitibank Na Jun 2004 - May 2006Ensure compliance to Local Regulatory requirements on Policy as well as Product and process requirements across all credit offerings.
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Personal Loan Sales And DistributionCitibank Na Jun 2002 - May 2004Bangalore
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Business Development ManagerSatyam Computer Services Limited 2001 - 2002 -
Area Sales Manager, Beverages, KeralaHindustan Unilever Ltd Apr 2000 - Feb 2001 -
Management TraineeHindustan Unilever Ltd May 1999 - Mar 2000 -
Management TraineeSrf Limited 1996 - 1997
Padmanabhan Ramakrishnan Skills
Padmanabhan Ramakrishnan Education Details
Frequently Asked Questions about Padmanabhan Ramakrishnan
What company does Padmanabhan Ramakrishnan work for?
Padmanabhan Ramakrishnan works for Unity Small Finance Bank
What is Padmanabhan Ramakrishnan's role at the current company?
Padmanabhan Ramakrishnan's current role is Banker, Entrepreneur, Risk and Product professional.
What is Padmanabhan Ramakrishnan's email address?
Padmanabhan Ramakrishnan's email address is pa****@****ank.com
What schools did Padmanabhan Ramakrishnan attend?
Padmanabhan Ramakrishnan attended Indian Institute Of Management Ahmedabad, National Institute Of Technology, Tiruchirappalli.
What skills is Padmanabhan Ramakrishnan known for?
Padmanabhan Ramakrishnan has skills like Team Management, Product Management, Portfolio Management, Banking, Management, Business Development, Credit, Vendor Management, Retail Banking, Risk Management, Cross Selling, Mis.
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