Padraig Fitzpatrick Email & Phone Number

Riyadh, Saudi Arabia

•Consult the new Credit Risk Department on credit risk management, giving advice on best practices, areas of improvement, and risk.•Advise and guide SIDF’s credit risk and business professionals with regard to credit risk management policies, procedures, practices and standards.•Collaborate with senior management and the business units on relevant initiatives, which includes system enhancement, best practices and procedures.•Provide analytics and insight for the development of new… Show more •Consult the new Credit Risk Department on credit risk management, giving advice on best practices, areas of improvement, and risk.•Advise and guide SIDF’s credit risk and business professionals with regard to credit risk management policies, procedures, practices and standards.•Collaborate with senior management and the business units on relevant initiatives, which includes system enhancement, best practices and procedures.•Provide analytics and insight for the development of new products. •Efficiently and strategically manage senior internal stakeholder relationships.•Actively contributing to SIDF's senior management fora. •Lead communication of current policies and procedures to subordinates and other affected parties.•Consistently update and enhance credit risk supervision to minimize risk and drive company success. Show less

Riyadh, Saudi Arabia

•Liaised with external consultants and provided strategic input to proposals relating to organizational change and new policies and procedures.•Collaborated with the Vice President Risk Management in setting up the new Risk function and developing effective enterprise-wide risk-based systems to identify, register, measure, monitor, control and report SIDF-wide risks.•Served as member of the GRC (Governance, Risk, Compliance) Committee.•Provided support and mentorship to credit risk… Show more •Liaised with external consultants and provided strategic input to proposals relating to organizational change and new policies and procedures.•Collaborated with the Vice President Risk Management in setting up the new Risk function and developing effective enterprise-wide risk-based systems to identify, register, measure, monitor, control and report SIDF-wide risks.•Served as member of the GRC (Governance, Risk, Compliance) Committee.•Provided support and mentorship to credit risk officers in credit risk management.•Recognized as an effective, seasoned credit risk professional by key internal and external stakeholders; received positive endorsements from external consultants.•Developed credit risk management policies to ensure that appropriate systems, procedures, and guidelines were in line with best practices. Show less

Riyadh, Saudi Arabia

•Oversaw ongoing review, oversight and performance analysis of SIDF’s lending portfolio.•Assigned updated credit risk ratings to each investment on an annual/semi-annual basis; ensured quality credit risk management and early identification of connections showing signs of stress; efforts allowed for detailed risk analysis to be undertaken and corrective action plans be implemented.•Communicated with SIDF’s senior management where issues arose regarding policy, risk and… Show more •Oversaw ongoing review, oversight and performance analysis of SIDF’s lending portfolio.•Assigned updated credit risk ratings to each investment on an annual/semi-annual basis; ensured quality credit risk management and early identification of connections showing signs of stress; efforts allowed for detailed risk analysis to be undertaken and corrective action plans be implemented.•Communicated with SIDF’s senior management where issues arose regarding policy, risk and structure.•Reviewed and evaluated course content related to credit and management training programs offered by Stanford University, Queens University (Ontario), and the London Business School.•Designed and implemented various credit programs with the Fund.•Fostered and cultivated a culture of rigorous and robust analysis, which minimized losses and maximized recoveries.•Built a new, effective operating model to deliver complete assessments of the borrower, loan and collateral; the new model received very positive feedback from all stakeholders.•Developed and fostered strong, collaborative working relationships with front line loan origination teams. Show less

Riyadh, Saudi Arabia

January 2006 to May 2018 & December 2012 to April 2015•Managed a team of experienced credit officers in evaluating loan applications, and providing independent credit assessments and recommendations to the Management Committee for underwriting credit submissions.•Conducted on-going client/portfolio credit risk assessment, as well as made recommendations in response to changes in the overall portfolio and individual risk profiles.•Assessed credit viability reports related to stressed… Show more January 2006 to May 2018 & December 2012 to April 2015•Managed a team of experienced credit officers in evaluating loan applications, and providing independent credit assessments and recommendations to the Management Committee for underwriting credit submissions.•Conducted on-going client/portfolio credit risk assessment, as well as made recommendations in response to changes in the overall portfolio and individual risk profiles.•Assessed credit viability reports related to stressed investments and made recommendations on recapitalization, rescheduling, and restructuring requests.•Tracked and reviewed violations of credit policies, and provided analysis and recommendations. •Guaranteed the delivery of high-quality, incisive credit opinions to decision makers, including rigorous assessments of all risks and providing clear, strategic recommendations.•Ensured a steady turnaround of credit applications and consistently met/surpassed service-level agreements (SLAs).•Served as a member of the Business Process Re-Engineering Committee.•Gave extensive coaching, development and advisement to the credit team to ensure a strong understanding of credit policy issues and to facilitate the achievement of high-standard credit reports. Show less

Riyadh, Saudi Arabia

•Served as Portfolio Manager for the Credit Department’s plastics and petrochemicals lending group.•Reviewed and analysed the commercial viability of new greenfield industrial projects/expansion projects, their eligibility for term loan financing, and presented recommendations to SIDF’s Management.•Tracked and monitored the performance of existing SIDF borrowers, and reported on significant changes. •Provided advice and guidance to clients in the financial, technical, marketing and… Show more •Served as Portfolio Manager for the Credit Department’s plastics and petrochemicals lending group.•Reviewed and analysed the commercial viability of new greenfield industrial projects/expansion projects, their eligibility for term loan financing, and presented recommendations to SIDF’s Management.•Tracked and monitored the performance of existing SIDF borrowers, and reported on significant changes. •Provided advice and guidance to clients in the financial, technical, marketing and administration fields of management, where necessary. •Consistently delivered high-quality outcomes, through leveraging strong analytical, problem-solving, planning and risk management skills and capabilities.•Successfully and efficiently completed all required financial analysis, accounting reviews, legal security documentation & perfection, technical, marketing and implementation of consulting. Show less

Lucan, County Dublin, Ireland

•Advised and provided guidance on investment risk and analysis issues.

Al-Khobar, Saudi Arabia

•Reviewed, evaluated and supervised project finance transactions, which included the determination of financial viability of new ventures, and the arrangement of bank facilities.•Cultivated and leveraged relationships with banks and financial institutions, developing deep and strong professional working partnerships.•Made recommendations and gave strategic inputs to Management on project finance issues and initiatives.•Strategically planned and spearheaded the efficient utilization… Show more •Reviewed, evaluated and supervised project finance transactions, which included the determination of financial viability of new ventures, and the arrangement of bank facilities.•Cultivated and leveraged relationships with banks and financial institutions, developing deep and strong professional working partnerships.•Made recommendations and gave strategic inputs to Management on project finance issues and initiatives.•Strategically planned and spearheaded the efficient utilization of cash and financial services in a manner consistent with the objectives of the Group.•Optimized, developed, and integrated new cash flow mechanism. Show less

Lucan, County Dublin, Ireland

•Delivered advice and guidance on Jaguar Capital’s developing Middle Eastern business.•Orchestrated Jaguar Capital’s collaborations and relationships with dedicated Islamic finance houses in London.•Served as member of Jaguar Capital’s Investment Review Committee.

Dublin, County Dublin, Ireland

Gained and leveraged expertise through 19 years of experience in a variety of credit related positions with increasing responsibility. NIB was part of the National Australia Bank Group, which has a geographic distribution covering all major continents.

Master Of Business Administration (Mba), Business Administration And Management, General

B. Sc. (Computer Science)