Paige Meredith Email & Phone Number

Wilmington, Delaware

Newark, Delaware

Conducted activity review investigations from internal referrals and systemic generated alerts to identify and mitigate potentially unusual activity. Worked in "one touch" environment that conducts full case review from beginning to end including: full case review, writing and submitting SAR's, issuing Line of Business escalations, OFAC and PEP screenings, communication with branch staff and Relationship Managers, issuing 314b requests as needed and conduct 90 day supplemental investigations for potentially continued unusual activity. Utilized case management system, Microsoft Excel Macros and pivot table analytics tools, MS Word, external data sources and KYC data.

New Castle, De

Conduct AML investigative case reviews from Internal Referrals, systemic generated alerts to identify and mitigate potentially unusual activity that would require Suspicious Activity Report (SAR). Investigations covered Retail, Commercial banking, Private Bank, Credit Card, Investment Brokerage and Securities and Correspondent Banking. Utilized case management system, KYC data, external data sources for possible negative media, OFAC and PEP screenings, Microsoft Macros data analytics tools to research and mitigate case work while adhering to strict regulatory time frames as required for Bank Secrecy Act, Anti-Money Laundering and USA Patriot Act compliance. Responsible to case work from beginning to end that included writing and submitting SAR’s, issuing Line of Business escalations, OFAC and PEP screenings, communication with branch staff and Relationship Managers, issuing 314b requests as needed and conducting 90day Supplemental investigation.

Wilmington, Delaware

Conducted AML investigations from internal referrals, Subpoenas, external inquires (314b) and systemic generated alerts for potential suspicious activity while adhering to strict deadlines as indicated for Bank Secrecy Act, Anti-Money Laundering and USA Patriot Act compliance. Utilize various internal and external systems for research and mitigation of potential risks of Fraud, AML, OFAC screening and Political Exposed Persons (PEP). Conducted communication with Relationship Managers and Branch staff when necessary. Drafted and submitted Suspicious Activity Reports (SAR) directly through FINCEN e-filing system. Liaison with M&T Bank Fraud team and compliance teams for Wilmington Trust online channel products through bank merger process.

Responsible for investigating, mitigating and taking proactive prevention strategies for the Online Channel Fraud and Risk. Worked directly with Risk Manager, Online Channel product Business Line managers, IT and digital developers and Senior Management to develop and maintain risk rules and procedures for Online Channel products (digital savings, bill payments and ACH funds transfers). Involved in model and production testing for online application, ACH funds transfers and P2P transactional activity. Maintained tracking and reporting for online fraud trends, monitoring risk rule performance with SAS/SQL reports, analyzed risk prevention opportunities including making recommendations of risk strategy changes as needed. Researched and investigated fraud schemes (phishing), ID theft, account takeover and money mule cases. Handled ACH return issues and recovery steps of any fraud losses as detailed from NACHA regulations. Assisted with fraud monitoring related to Multi-Factor Authentication, real-time logins, and bill pay activity. Conducted training and mentoring for online channel product. Know as "subject matter expert" for Online Channel ACH transactions and risk mitigation.

Wilmington, Delaware

Multiple roles in Customer Assistance (collections), Fraud Investigations, and Credit Acquisition with Senior roles as Counterfeit Specialist (Fraud Operations), Sr. Credit Analyst in Risk Detection and Credit Line Increase Departments, Customer Retention Coach, AML High Risk review team and Business Unsecured Acquisition Department. Responsibilities included rendering Judgmental credit decisions, conducted fraud investigations or reviewed potential risk activity as related to Bank Secrecy Act, Anti-Money Laundering and USA Patriot Act compliance.