Pamela Carr Email & Phone Number

Lawson, Mo, Us

Lawson, Mo

Successfully led stop loss underwriters, most from remote locations, utilizing available technology to connect and engage team, with an emphasis on change managementTeam has written more than $20M in new premium each of the last 3 years with several larger national broker producers including Lockton, Aon, and Stealth and some of the most complex accountsMaintained profitable loss ratios to date, including IBNR, for 2018 and 2019 with loss ratios below the Swiss Re combined, while retaining 80% of expiring premiumEnsured daily underwriting activities were conducted within the guidelines of Swiss Re, performed peer reviews before cases were quoted as firm and final, and underwriting referrals when terms/pricing exceeded the underwriter’s authorityPrepared referrals for senior management review, if outside my own authority and offered an opinion on the pricing and terms that had been proposed by the underwriterParticipated as an underwriting subject matter expert for the Dot Net conversion project which included presentations for comparison of features and calculations between the legacy, IHC DY, and Dot Net, testing, training of underwriting staff, and successful implementation of Dot NetRecognized in 2017 for my ability to develop creative and complex solutions in order to meet producer needs and was tasked with leading the Producer Development team Aligned strengths of team members with client needs to more effectively utilize talent and maximize client satisfactionContributed as a legacy underwriting resource during a large acquisition for a smooth transition of senior leadership, systems and processesDeveloped an underwriting skills checklist to standardize new underwriter training, and provide consistent feedback as they progress through trainingEarned reputation within CorSo as a leader and mentor to new managers, as well as new underwriters

Lawson, Mo

Managed one of ERC’s largest stop loss territories, including KS, MO, IL, IA, TX, CO, MN, MI Developed marketing relationships with both brokers and TPAs, while providing the underwriting of new business and renewal accounts Maintained a profitable all year’s completed loss ratio of 69% through my underwriting tenureSustained an active renewal block of over 60 renewals, annuallyGenerated $2.7M in technical margin (adjusted for IBNR)Averaging 450 new business submissions per yearCollaborated with PA Trust managers and actuaries, to manage the largest and most complex employer stop loss account, which consisted of 11 separate districts and mini-trusts and 33,000 employees under one policy, $6M in estimated premium, prepared pooled premium projections, 3 year rate caps and experience refund calculationsAssumed the medical reinsurance underwriting referral authority for the Summit Re relationship, after the assigned underwriter left the company Key underwriting contributor to a corporate wing-to-wing project focused on improving profitability